Bilt Palladium Card

Bilt Palladium Card Cell Phone Protection

$495/yr annual fee. One cell phone protection benefit, with what each is worth and the limits that apply.

Annual fee
$495/yr
Benefit
1

Cellular Wireless Telephone Protection

$800 coverage

Up to $800 per claim, $1,000/year, $50 deductible for a stolen or damaged phone billed to this card.

Pro Tips

  1. 1Make sure your cell phone bill is charged to this card every month — coverage lapses if you switch payment methods.

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.