Capital One Venture X Rewards Credit Card

Capital One Venture X Rewards Credit Card Cell Phone Protection

$395/yr annual fee. One cell phone protection benefit, with what each is worth and the limits that apply.

Annual fee
$395/yr
Benefit
1

Cell Phone Protection

$800 coverage

Up to $800 per claim for cell phone damage or theft when paying wireless bill with card. $1,600 annual max

Pro Tips

  1. 1Set up autopay to ensure continuous coverage each month
  2. 2Keep documentation of purchase and phone serial numbers
  3. 3File police report immediately for theft claims
  4. 4Take photos of damage before repair for damage claims
  5. 5Coverage applies to flagship phones worth $1,000+ making this valuable protection

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.