CardRewards.aiCardRewards
Sign Up

BMO Platinum Rewards Mastercard® Cell Phone Protection

No annual fee. One cell phone protection benefit, with what each is worth and the limits that apply.

Annual fee
No fee
Benefit
1

Cell Phone Protection

$400 coverage

Up to $400 in coverage. Automatic coverage, no additional cost.

Pro Tips

  1. 1Make sure your cell phone bill is charged to this card every month — coverage lapses if you switch payment methods.

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.