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Mastercard® Black

Mastercard® Black Cell Phone Protection

$699/yr annual fee. One cell phone protection benefit, with what each is worth and the limits that apply.

Annual fee
$699/yr
Benefit
1

Cellular Phone Protection

Coverage

Simply pay for your monthly mobile phone bill with your Luxury Card to activate coverage for eligible damage or theft claims. Your Luxury Card come...

Pro Tips

  1. 1Make sure your cell phone bill is charged to this card every month — coverage lapses if you switch payment methods.

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.