Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
Identity Theft Protection benefit details — $99/yr annual fee
Lets you keep an eye on your credit score and get alerts when we learn that your credit score has changed
Monitor your credit file for suspicious activity with alerts for new inquiries, address changes, and accounts.
