
FRONTIER Airlines World Mastercard
- Annual Fee
- $99
- miles · Welcome Bonus
- 50,000
- Highest rate (conditional)
- Up to 5X (Frontier)
Terms checked against the issuer on October 10, 2026
At a Glance
- Annual Fee
- $99
- Authorized User Fee
- $0
- Foreign Transaction Fee
- $0
- Network
- Mastercard World
- Rewards Currency
- Frontier Miles
- Point Valuation
- 0.8–1.3 cpp (mid: 1.3)
- Credit Required
- Good to Excellent
Welcome Offer
50,000
miles
Spend $500 in the first 3 months
Earning Rates
- 5X
Frontier
5X miles on Frontier Airlines purchases (up to 17X with Frontier Miles member earning on non-Basic Fares)
- 3X
Dining
Earn 3X miles on eligible restaurant purchases
- 1X
All Other
1X miles on all other purchases
Benefits & Perks
Travel Benefits
3 perksGeneral Travel
Insurance & Protections
2 protectionsZero Liability on unauthorized transactions
You won't be held responsible for unauthorized transactions made in store, online, or via mobile device.
FICO score monitoring
Lets you keep an eye on your credit score and get alerts when we learn that your credit score has changed
Dining Out
3x at restaurants
Frontier Miles
≈$3.90 in value on a $100 dinner, at our valuation of 1.3¢ per point
Annual fee: $99
Explore 5,512 New York restaurants with this cardStack a dining program
Rakuten Dining
5% back at 20,618 participating restaurants, on top of this card's 3x, once you join and link this card.
+$5
cash back, or ≈$5.50 as points
More on a $100 dinner
Program & Transfers
Frontier Miles
The most rewarding loyalty program in the sky
Frontier Miles is the loyalty program of Frontier Airlines, an ultra-low-cost carrier known for extremely competitive base fares. The program offers a straightforward revenue-based earning structure where members earn 10 miles and 10 elite status points per dollar spent on Frontier purchases. Unlike traditional airlines, Frontier charges for checked bags, seat selection, and other amenities, but elite status members can earn these perks free through status qualification. Frontier operates an extensive domestic network with focus cities in Denver, Orlando, Las Vegas, and several other major markets, plus international service to Mexico, the Caribbean, and Central America. The program features four elite status tiers (Silver, Gold, Platinum, Diamond) with qualification starting at just 10,000 points - significantly lower than most competitors. Elite benefits include free bags, seat selection, priority boarding, and mileage multipliers up to 100%. Frontier partners with Barclays for the FRONTIER Airlines World Mastercard, which offers accelerated earning and a path to elite status through credit card spending. The airline also offers unique products like the GoWild! All-You-Can-Fly Pass for unlimited flights and Discount Den membership for exclusive low fares.
Program Ratings
Sweet Spots — Best Redemptions
| Route / Property | Points | Cabin/Type | Value / Region |
|---|---|---|---|
| Domestic US Short-Haul Flights (Value Awards) | 5,000–10,000 | economy | — |
| US to Cancún During Peak Season | 15,000 | economy | — |
| Northeast to Jamaica | 15,000 | economy | — |
| Midwest to Punta Cana | 15,000 | economy | — |
| US to Central America (El Salvador, Guatemala) | 15,000 | economy | — |
| Northeast to Dominican Republic | 15,000 | economy | — |
Reviews & Analysis
Pros and Cons
Pros
- +Two free checked bags for the primary cardmember on Frontier flights
- +Elite Gold status with just one purchase in 90 days
- +10,000 extra bonus miles for adding an authorized user
- +3X miles at restaurants
- +No foreign transaction fees
- +$100 annual flight voucher with $2,500 spend
- +0% intro APR for 15 months on balance transfers
- +Award redemption fee waiver
- +Miles never expire while account is open
Cons
- -$99 annual fee, charged in the first year as well
- -Elite Gold status requires $3,000 spend to maintain
- -Free bags only for cardholder, not companions
- -Only 1X on most purchases
- -Frontier Miles have limited redemption options
- -No lounge access
Who It's Best For
Best For
- Frontier frequent flyers who check bags
- Budget travelers wanting elite status fast
- Travelers seeking free checked bags on Frontier
- Restaurant spenders earning 3X miles
- Travelers avoiding foreign transaction fees
Not Ideal For
- Infrequent Frontier flyers (the $99 annual fee applies from the first year)
- Those who prefer cash back over miles
- Travelers who never check bags
- Premium travelers wanting lounge access
The Math: Is $99 Worth It?
First-year value includes $650.00 welcome bonus
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$0
Annual Fee
-$99
Net Annual Value
-$99
Details & Terms
Payment Terms
| Purchase APR | 19.74%–29.74% (Variable) |
| Cash Advance APR | 29.99% (Variable) |
| Foreign Transaction Fee | $0 |
| Authorized User Fee | $0 |
FAQs
Do Frontier Miles expire?
Yes, Frontier Miles expire after 12 months of inactivity, one of the shortest expiration policies in the industry. You can extend expiration by earning or redeeming any miles through Frontier flights, credit card spending, or partner activity. Holding the Frontier Airlines World Mastercard keeps miles from expiring as long as the card is open and in good standing.
What are Frontier Miles worth?
Frontier Miles are valued at 1.0-1.3 cents per mile by major publications (TPG: 1.3¢, NerdWallet: 1.0¢, Bankrate: 1.3¢). However, actual value varies significantly by route and season. During peak travel (Spring Break to Cancún), you can achieve 3+ cents per mile. On off-peak domestic routes, value may drop below 1 cent per mile. Target Value award availability for best redemption rates.
How do I earn Frontier Miles elite status?
Earn elite status by accumulating elite status points through Frontier purchases (10 points per dollar spent as a base member). Silver requires 10,000 points ($1,000 spend), Gold requires 20,000 points ($2,000), Platinum requires 50,000 points ($5,000), and Diamond requires 100,000 points ($10,000). You can accelerate status with the Frontier Airlines World Mastercard, which earns 1 elite status point per dollar on all purchases. New cardholders get instant Elite Gold status after first purchase in the first 90 days.
What is the difference between Value, Standard, and Last Seat awards?
Value awards are the lowest price (10,000 miles domestic, 15,000 international) and offer the best value, similar to saver awards on traditional carriers. Standard awards cost twice as much (20,000 domestic, 25,000 international) but are more widely available. Last Seat awards (22,500 domestic, 27,500 international) are only available to elite members and guarantee availability as long as paid seats remain. All three levels have the same taxes and fees.
Does Frontier have airline partners or transfer partners?
No. Frontier Miles has no airline partners for earning or redeeming miles, and no credit card transfer partners. The only transfer options are FROM hotel programs (Marriott Bonvoy at 3:1 and Wyndham Rewards at 5:1), but these offer poor value and are not recommended except to top off for a specific redemption. This lack of partners limits the program's flexibility compared to major airline programs.
Is the Frontier Airlines World Mastercard worth it?
The card ($99 annual fee) is worth it if you fly Frontier at least 3-4 times per year. Benefits include 2 free checked bags per flight (valued at $50-$120 per round-trip), priority boarding (Zone 2), family miles pooling, and no award redemption fees. The 50,000-mile welcome bonus (after $1,000 spend in 90 days) is worth 5-10 free one-way domestic flights. Instant Elite Gold status for new cardholders adds free carry-on bags and preferred seating. However, for occasional Frontier flyers, a general travel rewards card likely offers better value.
What is the Frontier Go Wild Pass?
The Go Wild Pass is an all-you-can-fly subscription for domestic US and Puerto Rico travel. Current pricing: $149 per month or $299 for fall/winter (September-February). While marketed as unlimited flights, availability is often limited and additional fees apply. TPG testing found it's best for last-minute bookings, but advance bookings may cost MORE than standard fares. Only worthwhile if you're flexible with dates and can book close to departure.
Can I use Frontier Miles for seat upgrades or premium seating?
You can redeem miles for add-ons including seat selection, bags, and other extras starting at 2,000 miles. However, elite members (Gold and above) receive free UpFront Plus upgrades at check-in (4-24 hours before departure depending on tier) without using miles. Starting late 2025, Frontier will offer first-class seating in the first two rows, which will also be available as elite upgrades. Redeeming miles for seats is generally poor value compared to using them for award flights.
Media & Resources
Card Design

Evidence Sources
| Source | Verified | Citation |
|---|---|---|
| Barclays | — | Barclays |
| Frontier Partner | — | Frontier Partner |
| Usnews Review | — | Usnews Review |
| RewardsCC API | — | RewardsCC API |
| Issuer Page | Issuer Page: Welcome offer | |
| Issuer Page | Issuer Page: Earn rates | |
| Issuer Page | Issuer Page: Apr | |
| Issuer Page | Issuer Page: Cobrand | |
| Issuer Page | Issuer Page: Annual fee | |
| Issuer Page | Issuer Page: Status | |
| Issuer Page | Issuer Page: Welcome offer | |
| Barclays | Barclays |
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