Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
Identity Theft Protection benefit details — No annual fee
Free online access to your FICO® Credit Score, as long as your account is open, active, and in good standing.
Monitor your credit file for suspicious activity with alerts for new inquiries, address changes, and accounts.
