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Surge Mastercard

Surge Mastercard Fraud Protection

Annual fee not published. 2 fraud protection benefits, with what each is worth and the limits that apply.

Annual fee
Not published
Benefits
2

Zero Fraud Liability

Coverage

Zero liability for fraudulent charges—you're completely protected against unauthorized use

Pro Tips

  1. 1Check your statements monthly to catch fraud early
  2. 2Report fraud within 60 days for complete protection
  3. 3This protection applies to both physical card and online transactions
  4. 4Surge makes fraud resolution quick and easy

Mastercard Zero Liability Protection

Coverage

You won't be held responsible for unauthorized transactions made in store, online, or via mobile device.

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.