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Bank of America® Unlimited Cash Rewards Secured

Bank of America® Unlimited Cash Rewards Secured Fraud Protection

No annual fee. 3 fraud protection benefits, with what each is worth and the limits that apply.

Annual fee
No fee
Benefits
3

Account Alerts

Included

Receive email and text alerts for purchases, payments, and unusual account activity.

Pro Tips

  1. 1Set high-value purchase alerts (e.g., $100+) to catch fraud early.
  2. 2Enable payment due date reminders to maintain your on-time payment record.
  3. 3Use spending alerts to track progress toward building better credit habits.

Visa Zero Liability

Coverage

You won't be held responsible for unauthorized charges made in store, online, or via mobile device.

FICO® Score

Included
Enrollment required

Access your FICO Score updated monthly for free in Mobile Banking or Online Banking.

Pro Tips

  1. 1Use your free FICO Score to track credit-building progress over time.

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.