Discover it Student Cash Back

Discover it Student Cash Back Fraud Protection

No annual fee. 2 fraud protection benefits, with what each is worth and the limits that apply.

Annual fee
No fee
Benefits
2

Zero Fraud Liability

Coverage

Complete protection from fraudulent charges with zero liability for unauthorized transactions

Pro Tips

  1. 1Review your statement regularly to catch fraud early—report within 60 days
  2. 2Discover makes fraud resolution easy—they handle the investigation for you
  3. 3This protection applies whether your physical card is stolen or your online information is compromised

$0 Fraud Liability

Coverage

Never responsible for unauthorized purchases. Discover monitors every transaction and alerts you of suspicious activity.

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.