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American Express Gold Card

American Express Gold Card Trip Insurance

$325/yr annual fee. One trip insurance benefit, with what each is worth and the limits that apply.

Annual fee
$325/yr
Benefit
1

Trip Delay Insurance

Coverage

Reimburses up to $300 per trip for covered expenses when travel is delayed more than 12 hours. Maximum 2 claims per 12-month period.

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.