Bilt Obsidian Card

Bilt Obsidian Card Trip Insurance

$95/yr annual fee. 3 trip insurance benefits, with what each is worth and the limits that apply.

Annual fee
$95/yr
Benefits
3

Lost or Damaged Luggage Insurance

Coverage

Covers repair or replacement of lost or damaged luggage and personal property up to $1,500 per incident, with a maximum of 2 claims per year.

Pro Tips

  1. 1Take photos of luggage contents before traveling as documentation.
  2. 2File a claim with the airline/carrier first, then submit remaining costs to this benefit.

Trip Cancellation and Interruption Protection

Coverage

Reimburses prepaid, non-refundable trip expenses up to $2,000 per trip and $5,000 per account annually for covered cancellations or interruptions.

Pro Tips

  1. 1Coverage is secondary, so file with your primary travel insurance first. This benefit covers what remains unpaid after other insurance.
  2. 2Keep all receipts, booking confirmations, and documentation of the covered event.

Trip Delay

Coverage

If you are delayed more than six (6) hours while traveling to your destination or return destination, we will reimburse you for travel expenses as a

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