The Platinum Card from American Express

The Platinum Card from American Express Trip Insurance

$895/yr annual fee. 2 trip insurance benefits, with what each is worth and the limits that apply.

Annual fee
$895/yr
Benefits
2

Trip Cancellation and Interruption Insurance

$10,000 coverage

Coverage for non-refundable travel expenses up to $10,000 per trip if you cancel due to illness, injury, severe weather, or other covered reasons

Trip Delay Insurance

$500 coverage

Get reimbursed up to $500 per trip for meals, lodging, and necessities when common carrier delays exceed 6 hours on trips booked with Platinum Card

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.