Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
Trip Insurance benefit details — $695/yr annual fee
Up to $5,000/trip for non-refundable costs if you must cancel or cut short your trip due to a covered reason.
Up to $500/traveler/trip for meals, lodging, and essentials when your trip is delayed 6+ hours on a common carrier.