Chase Sapphire Reserve Trip Insurance

Get reimbursed for meals, hotel, and essentials when your common carrier travel is delayed 6+ hours or requires overnight stay

Pro Tips

1. 1Coverage kicks in at 6 hours, not overnight—buy meals and essentials during long daytime delays too
2. 2Delay can be for any reason (weather, mechanical, crew issues), not just carrier-controlled reasons
3. 3You can stack this benefit with airline vouchers—Chase reimburses separately from what the airline offers

Up to $100,000 coverage for emergency medical evacuation and transportation when injured or ill while traveling more than 100 miles from home.

Pro Tips

1. 1Coverage includes repatriation of remains, providing peace of mind for international travel
2. 2Save the emergency assistance number in your phone before traveling—you'll need it immediately in an emergency
3. 3Coverage extends to spouse and dependent children under 22 traveling with you, even if their tickets weren't purchased with the card

Get reimbursed for prepaid travel if your trip is cancelled or interrupted due to illness, severe weather, or other covered reasons.

Pro Tips

1. 1Coverage extends to immediate family members even if they're not traveling—their illness or death can trigger your trip cancellation coverage
2. 2Trips paid partially with points and partially with the card are covered for the full prepaid, non-refundable amount
3. 3Document everything: keep booking confirmations, receipts, and any communication about cancellation reasons

Reimbursement up to $2,500 for medical and dental expenses when you or family become sick or injured while traveling 100+ miles from home.

Pro Tips

1. 1Coverage includes emergency dental treatment, which many health plans exclude when traveling
2. 2Works as secondary insurance, so file with your primary health insurance first, then Chase covers remaining costs up to $2,500
3. 3Keep English translations of foreign medical records and itemized receipts to streamline claims processing