
Delta SkyMiles Reserve Business American Express Card Trip Insurance
$650/yr annual fee. 2 trip insurance benefits, with what each is worth and the limits that apply.
- Annual fee
- $650/yr
- Benefits
- 2
Trip Delay Insurance
CoverageGet reimbursed for meals, hotel, and essentials when your travel is delayed 6+ hours. Up to 2 claims per year.
Pro Tips
- 1Keep all receipts during delays - even meals and transportation count
- 2You don't need overnight delay - 6 hours during daytime qualifies too
- 3Can combine with airline compensation - Amex reimburses your out-of-pocket expenses
Trip Cancellation and Interruption Insurance
CoverageReimbursement for nonrefundable travel expenses when canceling due to illness, weather, or jury duty. Up to $10K per trip.
Pro Tips
- 1Coverage is primary, meaning Amex pays first before other insurance
- 2Save all documentation immediately if you suspect you'll need to cancel
- 3File claims promptly - you have 90 days from the date of cancellation
- 4This covers more than just flights - hotels, tours, and prepaid activities are included