Delta SkyMiles Reserve Business American Express Card

Delta SkyMiles Reserve Business American Express Card Trip Insurance

$650/yr annual fee. 2 trip insurance benefits, with what each is worth and the limits that apply.

Annual fee
$650/yr
Benefits
2

Trip Delay Insurance

Coverage

Get reimbursed for meals, hotel, and essentials when your travel is delayed 6+ hours. Up to 2 claims per year.

Pro Tips

  1. 1Keep all receipts during delays - even meals and transportation count
  2. 2You don't need overnight delay - 6 hours during daytime qualifies too
  3. 3Can combine with airline compensation - Amex reimburses your out-of-pocket expenses

Trip Cancellation and Interruption Insurance

Coverage

Reimbursement for nonrefundable travel expenses when canceling due to illness, weather, or jury duty. Up to $10K per trip.

Pro Tips

  1. 1Coverage is primary, meaning Amex pays first before other insurance
  2. 2Save all documentation immediately if you suspect you'll need to cancel
  3. 3File claims promptly - you have 90 days from the date of cancellation
  4. 4This covers more than just flights - hotels, tours, and prepaid activities are included

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