Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
Purchase Protection benefit details — No annual fee
Damage & Theft Purchase Protection may cover you for repairs or reimbursement if purchases made with your Citi card are damaged or stolen within...
Get reimbursement up to $500 per claim for items stolen or damaged by accident within 120 days of purchase (90 days for New York residents).
Get reimbursement up to $250 per item when a merchant won't accept returns within 90 days of purchase (Signature tier).