Chase Sapphire Reserve Purchase Protection

Get coverage for damage or theft on eligible purchases made with your card within 120 days of purchase

Pro Tips

1. 1Coverage includes accidental damage, which is broader than many store return policies
2. 2Gifts you purchase for others are covered even after you give them away—keep your receipts
3. 3Digital copies of receipts work fine—save them in cloud storage for easy claim filing

Value Analysis

Estimated Value

$15

Get refunded for eligible purchases up to $500 per item when merchants refuse your return within 90 days

Pro Tips

1. 1Coverage works even for final sale or non-returnable items, giving you a safety net for risky purchases
2. 2Gifts you purchased for others can be returned through this benefit if they don't want them and the store refuses
3. 3Keep items in original condition and packaging to maximize claim approval chances

Value Analysis

Estimated Value

$15

Get an extra year of warranty protection on electronics and appliances with up to $10,000 coverage per claim

Pro Tips

1. 1Extended warranty adds 1 year to warranties of 3 years or less, effectively doubling 1-year warranties
2. 2Works on electronics, appliances, and most goods—expensive items like laptops and TVs get major added value
3. 3Register major purchases with Chase's benefits portal immediately to streamline future claims

Value Analysis

Estimated Value

$15