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Hilton Honors American Express Surpass Card

Hilton Honors American Express Surpass Card Purchase Protection

$150/yr annual fee. One purchase protection benefit, with what each is worth and the limits that apply.

Annual fee
$150/yr
Benefit
1

Purchase Protection

$1,000 coverage

Reimbursement for purchases damaged, stolen, or lost within 90 days. Up to $1,000 per covered purchase, $50K annual max.

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.