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American Express Gold Card

American Express Gold Card Purchase Protection

$325/yr annual fee. One purchase protection benefit, with what each is worth and the limits that apply.

Annual fee
$325/yr
Benefit
1

Purchase Protection

$10,000 coverage

Protects purchases against damage or theft for 90 days. Up to $10,000 per item and $50,000 annually

Pro Tips

  1. 1Coverage is automatic - no enrollment needed
  2. 2Keep all receipts for big-ticket purchases in a safe place
  3. 3Take photos of items and serial numbers for documentation
  4. 4File police reports immediately for theft claims
  5. 5Coverage applies worldwide, not just in the US

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.