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Instacart Mastercard®

Instacart Mastercard® Purchase Protection

No annual fee. One purchase protection benefit, with what each is worth and the limits that apply.

Annual fee
No fee
Benefit
1

Purchase Protection

$500 coverage

Covers eligible new purchases for 120 days against damage or theft, up to $500 per item.

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.