Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
Purchase Protection benefit details — $229/yr annual fee
Get reimbursement up to $500 per claim for items stolen or damaged by accident within 120 days (90 for NY residents).
Get reimbursement up to $250 per item when a merchant won't accept returns within 90 days of purchase (Signature tier).