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Delta SkyMiles Platinum American Express Card

Delta SkyMiles Platinum American Express Card Purchase Protection

$350/yr annual fee. One purchase protection benefit, with what each is worth and the limits that apply.

Annual fee
$350/yr
Benefit
1

Purchase Protection

Coverage

Protect your purchases against accidental damage or theft for 90 days after purchase. Up to $1,000 per occurrence, $50,000 annual limit.

Pro Tips

  1. 1Keep receipts for all significant purchases to streamline claims
  2. 2File police reports immediately for stolen items
  3. 3Take photos of damaged items before disposing of them
  4. 4Annual limit is $50,000 so you have substantial coverage for the year

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.