Why this card

1. 1.10x on Hotels & Lodging booked through the required portal — points worth 1.6¢ each ($489.60/yr on $6,000 spend)
2. 2.Lost or Damaged Luggage Insurance; Annual Hotel Savings Benefit (up to $100/yr); MasterRental Coverage (Car Rental Insurance); Trip Cancellation and Interruption Insurance; Trip Delay Protection — not counted in estimated value or ranking; eligible use has not been established

Why this card

1. 1.10x on Hotels & Lodging booked through the required portal — points worth 1.3¢ each ($343.20/yr on $6,000 spend)
2. 2.Lifestyle Collection; Capital One Lounge Access; Global Entry or TSA PreCheck Credit (up to $120/4yr); Priority Pass Lounge Access; Primary Auto Rental Collision Damage Waiver; $300 Annual Capital One Travel Credit (up to $300/yr) — not counted in estimated value or ranking; eligible use has not been established
3. 3.Up to 1.4¢/pt via British Airways Club

Why this card

1. 1.3x on Gas Stations — points worth 1.8¢ each ($291.60/yr on $6,000 spend)
2. 2.Auto Rental Coverage; Global Entry, TSA PreCheck or NEXUS Credit (up to $120/4yr); Travel and Emergency Assistance Services; $100 Annual Hotel Credit (up to $100/yr); Travel Accident Insurance — not counted in estimated value or ranking; eligible use has not been established

Why this card

1. 1.3x on Gas Stations — points worth 1.4¢ each ($261/yr on $6,000 spend)
2. 2.Roadside Dispatch; Travel and Emergency Assistance Services; Visa Signature Luxury Hotel Collection — not counted in estimated value or ranking; eligible use has not been established
3. 3.Up to 1.6¢/pt via Choice Privileges

No annual fee

Why this card

1. 1.5x on Hotels & Lodging booked through the required portal — points worth 1.6¢ each ($326.40/yr on $6,000 spend)
2. 2.Citi Travel® — not counted in estimated value or ranking; eligible use has not been established

No annual fee

Why this card

1. 1.5x on Hotels & Lodging booked through the required portal — points worth 1.5¢ each ($252/yr on $6,000 spend)
2. 2.Global Assist Hotline; $120 Dining Credit (up to $10/mo); $84 Dunkin' Credit (up to $7/mo); The Hotel Collection; Car Rental Loss and Damage Insurance; $100 Resy Credit (up to $50/6mo); $120 Uber Cash (up to $10/mo) — not counted in estimated value or ranking; eligible use has not been established

Why this card

1. 1.4x on Gas Stations — points worth 1.0¢ each ($234/yr on $6,000 spend)
2. 2.TSA PreCheck or Global Entry Credit (up to $100/4yr); GigSky Mobile Data (Visa Signature); Visa Signature Travel & Emergency Assistance — not counted in estimated value or ranking; eligible use has not been established

No annual fee

Why this card

1. 1.2x on Travel — points worth 2.0¢ each ($240/yr on $6,000 spend)
2. 2.$400 Bilt Travel Hotel credit (up to $400); MasterRental Coverage; Priority Pass Airport Lounge Access — not counted in estimated value or ranking; eligible use has not been established

Annual fee $495. Other listed credits: $200 of Bilt Cash (up to $200/yr). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.

Why this card

1. 1.5x on Hotels & Lodging booked through the required portal — points worth 1.3¢ each ($226.20/yr on $6,000 spend)
2. 2.Capital One Lounge Discounted Access; Capital One Dining Access; Emergency Card Replacement & Cash Advance; Global Entry or TSA PreCheck Credit (up to $120/4yr); Hertz Five Star Status; Capital One Travel Price Protection; Auto Rental Collision Damage Waiver; Travel Accident Insurance; 24-Hour Travel Assistance Services — not counted in estimated value or ranking; eligible use has not been established
3. 3.Up to 1.4¢/pt via British Airways Club

Why this card

1. 1.4% cash back on Gas Stations ($210/yr on $6,000 spend)

No annual fee

Why this card

1. 1.5% cash back on Gas Stations ($204/yr on $6,000 spend)

No annual fee

Why this card

1. 1.
   12x on Hotels & Lodging booked through the required portal — points worth 1.0¢ each ($258/yr on $6,000 spend).Details

   Eligible hotels must be booked through aadvantagehotels.com.

2. 2.Up to $500 Back on American Airlines Vacations Purchases (up to $500/yr); Admirals Club Membership; Worldwide Car Rental Insurance; First Checked Bag Free; Global Entry or TSA PreCheck Credit (up to $120/4yr); Up to $100 Back on Inflight and Eligible Admirals Club Purchases (up to $100/yr); Up to $180 in Lyft Credits (up to $180/yr); Up to $120 Back on Eligible Avis® and Budget car rentals (up to $120) — not counted in estimated value or ranking; eligible use has not been established

Why this card

1. 1.5x on Gas Stations ($210/yr on $6,000 spend)

Annual fee $99. Other listed credits: Dealership Credit (up to $30); H.O.G. Membership Credit (up to $59); SiriusXM Membership Credit (up to $10/yr). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.

Why this card

1. 1.4x on Gas Stations ($204/yr on $6,000 spend)

Why this card

1. 1.5x on Gas Stations — points worth 0.6¢ each ($180/yr on $6,000 spend)
2. 2.$100 Airline Statement Credit (up to $100/yr; requires $250 eligible spend within 12 months); Baggage Delay Insurance; Complimentary DashPass Membership; Up to $100 Annual IHG Food and Beverage Rewards (up to $25/qtr); Global Entry, TSA PreCheck or NEXUS Statement Credit (up to $120/4yr); Instacart+ Membership & Credit; Trip Cancellation and Interruption Insurance; Up to $50 United TravelBank Cash Each Year (up to $25/6mo) — not counted in estimated value or ranking; eligible use has not been established

Why this card

1. 1.4% cash back on Gas Stations ($186/yr on $6,000 spend)
2. 2.2 free TravelPass days per year — not counted in estimated value or ranking; eligible use has not been established

No annual fee

Why this card

1. 1.5x on Hotels & Lodging booked direct — points worth 1.4¢ each ($226.20/yr on $6,000 spend)
2. 2.$50 annual statement credit (up to $50/yr); Travel and Emergency Services Assistance; Auto Rental Collision Damage Waiver — not counted in estimated value or ranking; eligible use has not been established
3. 3.Up to 1.6¢/pt via Choice Privileges

Why this card

1. 1.3% cash back on Gas Stations ($180/yr on $6,000 spend)

No annual fee

Why this card

1. 1.3x on Gas Stations ($180/yr on $6,000 spend)

No annual fee

Why this card

1. 1.3% cash back on Gas Stations ($180/yr on $6,000 spend)

No annual fee

Why this card

1. 1.5% cash back on Gas Stations ($180/yr on $6,000 spend)
2. 2.Auto Rental Collision Damage Waiver; Travel and Emergency Assistance — not counted in estimated value or ranking; eligible use has not been established

No annual fee

Why this card

1. 1.4% cash back on Gas Stations ($174/yr on $6,000 spend)

No annual fee

Why this card

1. 1.5x on Gas Stations ($204/yr on $6,000 spend)

No annual fee

Why this card

1. 1.5% cash back on Gas Stations ($204/yr on $6,000 spend)

No annual fee

Why this card

1. 1.5x on Travel booked through the required portal — points worth 1.8¢ each ($163.20/yr on $6,000 spend)
2. 2.Auto Rental Collision Damage Waiver; Travel and Emergency Assistance Services; DoorDash — not counted in estimated value or ranking; eligible use has not been established
3. 3.One-time benefit — DashPass Subscription

No annual fee

Why this card

1. 1.
   3x on Dining — points worth 2.0¢ each ($204/yr on $6,000 spend).Details

   3X applies only while dining is the elected 3X category (dining or grocery). Dining is the default at account opening; grocery can be chosen within 30 days of opening or each January.

2. 2.$100 of Bilt Travel Hotel credit (up to $100); MasterRental Coverage — not counted in estimated value or ranking; eligible use has not been established

Why this card

1. 1.4x on Gas Stations — points worth 0.7¢ each ($168/yr on $6,000 spend)
2. 2.$50 Meal Delivery Credit (up to $25/6mo); Annual Bonus; Enjoy a Cardmember Booking Discount; go free® Faster — not counted in estimated value or ranking; eligible use has not been established

Why this card

1. 1.3% cash back on Gas Stations ($162/yr on $6,000 spend)
2. 2.Auto Rental Collision Damage Waiver; Common Carrier Travel Accident Insurance — not counted in estimated value or ranking; eligible use has not been established

Why this card

1. 1.5x on Hotels & Lodging booked through the required portal — points worth 1.3¢ each ($185.25/yr on $6,000 spend)
2. 2.Up to 1.4¢/pt via British Airways Club

No annual fee

Why this card

1. 1.4x on Hotels & Lodging booked direct — points worth 1.8¢ each ($248.40/yr on $6,000 spend)
2. 2.Exclusive Tables Dining Credit (up to $300/yr); Annual Travel Credit (up to $300/yr); The Edit by Chase Travel Hotel Credit (up to $500/yr); Air Canada Maple Leaf Lounge Access; DoorDash DashPass & Credits (up to $35/mo); Global Entry or TSA PreCheck Credit (up to $120/4yr); Lyft Monthly Credit (up to $10/mo); Primary Rental Car Insurance; Priority Pass Select Membership; Roadside Assistance; Chase Sapphire Lounge by The Club; Travel Accident Insurance; Travel and Emergency Assistance Services; Reserve Travel Designer — not counted in estimated value or ranking; eligible use has not been established
3. 3.One-time benefit — Select Hotels Credit (2026)

Annual fee $795. Other listed credits: StubHub & viagogo Credit (up to $300/yr); Apple TV and Apple Music Subscriptions (up to $27/mo); Peloton Credits & Bonus Points (up to $10/mo). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.