Marriott Bonvoy Bevy American Express Card
Earn 6X points at Marriott hotels and Gold Elite status for $250 per year
The Marriott Bonvoy Bevy earns 6X points at Marriott properties and 4X at restaurants and U.S. supermarkets, with a $250 annual fee. Automatic Gold Elite status provides 25% bonus points on stays, room upgrades, and 2pm late checkout. Cardholders who spend $15,000 annually unlock a Free Night Award worth up to 50,000 points.
- Annual Fee
- $250
- points · Welcome Bonus
- 85,000
- Highest rate (conditional)
- Up to 6X (Marriott)
Terms checked against the issuer on October 10, 2026
At a Glance
- Annual Fee
- $250
- Authorized User Fee
- $0
- Foreign Transaction Fee
- $0
- Network
- Amex Standard
- Rewards Currency
- Marriott Bonvoy
- Point Valuation
- 0.6–0.75 cpp (mid: 0.7)
- Credit Required
- Good to Excellent
Welcome Offer
85,000
points
Spend $5,000 in the first 6 months
New cardmembers earn 85,000 Marriott Bonvoy bonus points after spending $5,000 on purchases within the first 6 months of card membership. That is enough for 2-3 free nights at Category 4-5 Marriott properties.
Earning Rates
- 6X
Marriott
6X points at participating Marriott hotels
- 4X
Dining
4X at restaurants worldwide [including takeout and delivery in the U.S.] (on up to $15,000 in combined purchases at restaurants and supermarkets per calendar year, then 2X points).
Cap: $15,000/annual
- 4X
Grocery Stores
4X points at U.S. supermarkets (on up to $15,000 in combined purchases at restaurants and supermarkets per calendar year, then 2X points)
Cap: $15,000/annual
- 2X
All Other
2X points on all purchases
Earning Scenarios
6X Points at 8,500+ Marriott Properties
Earn 6 Marriott Bonvoy points per dollar on eligible purchases at Marriott hotels booked directly. Combined with up to 10X base member earning and 2.5X Gold Elite bonus, you can earn up to 18.5X total points per dollar on hotel stays.
A $200/night Marriott stay earns 1,200 card points + up to 2,500 member/elite points = up to 3,700 total points worth $25.90.
4X Points at Restaurants Worldwide
Earn 4 Marriott Bonvoy points per dollar at restaurants worldwide, including takeout and delivery in the U.S. Part of a combined $15,000 annual cap shared with U.S. supermarkets, after which earning drops to 2X.
Spend $500/month dining out and earn 24,000 bonus points annually worth $168, on top of your base earning.
4X Points at U.S. Supermarkets
Earn 4 Marriott Bonvoy points per dollar at U.S. supermarkets. Combined with restaurant spending toward a shared $15,000 annual cap, after which you earn 2X points.
Spend $600/month on groceries and $400/month dining: reach the $15K cap in 15 months and earn 60,000 bonus points worth $420.
2X Points on All Other Purchases
Every dollar spent on non-bonus categories earns 2 Marriott Bonvoy points with no cap or restrictions. No foreign transaction fees means full earning power on international purchases.
Put $2,000/month in everyday spending on the card and earn 48,000 points annually worth $336.
Benefits & Perks
Travel Benefits
5 perksElite Status
General Travel
Car Rental
Elite Status & Memberships
Fast track to top-tier perks
Automatic Marriott Bonvoy Gold Elite Status
Enjoy Gold Elite status with 25% bonus points, enhanced room upgrades, 2pm late checkout, and priority check-in
15 Elite Night Credits annually
Accelerate your path to Platinum or Titanium Elite status with 15 automatic elite night credits each year
Premium Internet Access
Receive free in-room, premium Internet access.
Insurance & Protections
5 protectionsZero liability protection on fraudulent charges
You're not responsible for unauthorized charges. Amex covers 100% of fraudulent transactions when reported promptly.
Up to $10,000 per item against damage or theft
$10,000
Reimbursement for purchases damaged, stolen, or lost within 90 days. Premium cards up to $10K/item, $50K annual max.
Car rental insurance
secondary
Coverage for rental vehicle damage or theft when you decline the rental company's insurance
Extended warranty adds up to 1 year
Get an additional year of warranty protection on eligible electronics and appliances with original warranties of 5 years or less.
Trip delay reimbursement
$300
primary
Coverage for meals and lodging if travel is delayed over 12 hours or requires overnight stay
Dining Out
4x at restaurants
Marriott Bonvoy · On up to $15,000 a year in dining, then the base rate
≈$2.80 in value on a $100 dinner, at our valuation of 0.7¢ per point
Annual fee: $250
Explore 5,512 New York restaurants with this cardStack a dining program
Rakuten Dining
5% back at 20,618 participating restaurants, on top of this card's 4x, once you join and link this card.
+$5
cash back, or ≈$5.50 as points
More on a $100 dinner
Program & Transfers
Marriott Bonvoy
The world's largest hotel loyalty program
Marriott Bonvoy is the largest hotel loyalty program in the world, combining the former Marriott Rewards, Ritz-Carlton Rewards, and Starwood Preferred Guest programs. With over 8,500 properties across 30 brands in 139 countries, Bonvoy offers unmatched flexibility for both budget-conscious and luxury travelers. Members earn 10 points per dollar spent at most Marriott brands, with higher earning rates for elite members. Points can be redeemed for free night awards starting at 5,000 points, transferred to 40+ airline partners, or used for unique experiences through Marriott Bonvoy Moments. The program's six elite tiers (Member, Silver, Gold, Platinum, Titanium, and Ambassador) offer escalating benefits including room upgrades, late checkout, lounge access, and bonus points. Elite status can be earned through paid nights or granted automatically through co-branded credit cards.
Program Ratings
Sweet Spots — Best Redemptions
| Route / Property | Points | Cabin/Type | Value / Region |
|---|---|---|---|
| Fifth Night Free on Award Stays | 0 | — | — |
| Homes & Villas by Marriott Bonvoy | 10,000 | — | — |
| St. Regis Maldives Vommuli Resort | 85,000 | — | — |
| JW Marriott Masai Mara Lodge (All-Inclusive Safari) | 60,000 | — | — |
| Protea Hotels in South Africa | 5,000 | — | — |
| Marriott All-Inclusive Resorts (Mexico & Caribbean) | 40,000 | — | — |
| Category 1-3 Properties Off-Peak | 5,000 | — | — |
| The Ritz-Carlton Reserve Dorado Beach | 100,000 | — | — |
| Airline Transfer with 60k Bonus (United) | 60,000 | — | — |
| Marriott Bonvoy Moments Experiences | 1 | — | — |
| W Hotels for Weekend Getaways | 25,000 | — | — |
| Courtyard/Fairfield Near Theme Parks | 15,000 | — | — |
Reviews & Analysis
Third-Party Rankings & Ratings
4 sourcesHow It Compares
The Bevy sits between the $95 Marriott Boundless and $650 Marriott Brilliant. It offers the strongest everyday earning rates among Marriott cards (4X restaurants/supermarkets vs 2X on Boundless), but requires $15,000 in spending to earn a Free Night Award that Boundless provides automatically. Best for frequent Marriott guests who want Gold Elite status and strong bonus category earning without the Brilliant's $650 fee.
Editorial Review
While the Bevy offers a welcome bonus and Gold status, its high annual fee doesn't deliver sufficient value. Better options exist within the Marriott family that provide comparable benefits with lower costs.
Key Takeaways
Among the various Marriott co-branded cards available, we don't recommend the Marriott Bonvoy Bevy or its sister card, the Bountiful (essentially the same card but issued by Chase instead of American Express). While the welcome offer of 85,000 points is reasonable, the annual fee doesn't provide sufficient value. You can only earn a free night after spending $15,000 on the card annually. The only other notable benefits are complimentary Gold Elite status and 15 Elite night credits toward Platinum Elite status (which still requires a total of 50 nights).
Why This Card Could Be Right For You
The Marriott Bonvoy Bevy offers several potential benefits, though its value proposition is questionable compared to other Marriott cards. The card provides a welcome offer of 85,000 points after spending $5,000 within 6 months, which gives you a reasonable timeframe to meet the requirement. However, this bonus isn't as valuable as other hotel programs since Marriott redemptions typically require more points.
Key benefits include:
- Complimentary Gold Elite Status, which provides enhanced room upgrades (when available), 25% bonus points on stays, and 2 PM late checkout
- 15 Elite night credits annually to help you progress toward higher status tiers
- Enhanced earning rates of 6X points at Marriott properties
- 4X points on restaurants worldwide and U.S. supermarkets (up to $15,000 per year)
The card's most significant drawback is the free night certificate (valued up to 50,000 points), which requires $15,000 in annual spending to earn. This spending requirement is difficult to justify when other Marriott cards offer anniversary free nights with no additional spending needed. Considering the substantial $250 annual fee, most travelers would benefit more from alternative Marriott cards that provide better value for their annual fee investment or from general travel cards with more flexible rewards structures.
Read full review (4 more sections)
When The Usual Advice Doesn't Apply
It's difficult to justify choosing the Marriott Bonvoy Bevy card because:
- The spending requirement to earn a free night isn't worthwhile, especially when other Marriott co-branded cards offer free nights without any spending requirements
- If you've received a Marriott/Starwood card in the last 24 months, you're ineligible for the sign-up bonus on this card
- The return on investment is poor compared to other hotel chain rewards programs
What to Know About Marriott Bonvoy
Their poor points redemption value leaves Bonvoy near the bottom of our rankings.
- There are multiple cards with great point transfer options. In theory, this is good.
- Finding a solid value for a Marriott stay is a challenge. A one night stay at desirable destinations can match the number of points from one card bonus.
- Values can be found, but they can be frustrating to find, so it isn’t a terrible system. It just doesn’t have the usefulness of many of the other hotel systems.
How The Marriott Bonvoy Bevy Credit Card Fits In The Marriott Bonvoy Ecosystem
The Marriott Bonvoy card portfolio offers six different cards with different annual fees, signup bonuses, and benefits. Here's how the Bevy card compares to its alternatives:
Comparable Premium Options:
- Marriott Bonvoy Bountiful (Chase): Nearly identical to the Bevy with the same $250 annual fee and 85,000 point bonus (though with different spending requirements)
Both premium cards offer similar core benefits including complimentary Gold Elite Status, 15 Elite night credits annually, and a free night (up to 50,000 points) after spending $15,000 on the card in a year.
Mid-Tier Alternative: The Marriott Bonvoy Boundless card provides better value with a $95 annual fee while offering a welcome offer of 3 Free Night Awards (each up to 50,000 points) after $3,000 in purchases in 3 months. Its key advantages include:
- A free anniversary night without spending requirements (though capped at 35,000 points)
- Complimentary Silver Elite Status
- 15 Elite night credits each calendar year
No-Fee Option: The Marriott Bonvoy Bold card stands out as the no-annual-fee entry point with:
- 45,000 point sign-up bonus after $1,000 in purchases within 3 months
- Silver Elite Status and 5 Elite night credits, despite having no annual fee
Ultra-Premium Option: For dedicated Marriott loyalists, the American Express Brilliant card represents the pinnacle of the lineup with a $650 annual fee. This premium card justifies its cost through:
- A competitive 100,000 point sign-up bonus
- One free night annually (up to 85,000 points)
- Complimentary Platinum Elite status with significantly enhanced benefits compared to Gold or Silver
- Numerous additional perks and statement credits designed for frequent Marriott guests
When comparing these options, the Bevy card occupies an awkward middle position that makes it difficult to recommend over either the more affordable Boundless or the feature-rich Brilliant for those willing to pay a premium annual fee.
My Experience, No Filter
We've consistently passed on this card because we're not fans of the Marriot point system. What makes this card even worse is paying a beefy annual fee to get a mediocre sign-up bonus. If you just have to get a Marriott card, go with a less expensive version.
Pros and Cons
Pros
- +Automatic Gold Elite status with 25% bonus points, upgrades, and late checkout
- +15 Elite Night Credits annually toward Platinum qualification
- +Free Night Award at $15K spend (lower threshold than Business card's $60K)
- +Strong 4x earning on restaurants worldwide and U.S. supermarkets (combined $15K/year cap)
- +6x at Marriott properties
- +1,000 bonus points per paid stay when using the card
- +Free premium internet at Marriott properties
- +No foreign transaction fees
- +Trip delay insurance included
- +Moderate $250 annual fee
Cons
- -Only Gold Elite status (Platinum requires Brilliant)
- -Free Night Award capped at 50,000 points (lower than Brilliant's 85K)
- -No lounge access benefit
- -4x categories have combined $15,000 annual cap (then drops to 2x)
- -American Express acceptance more limited internationally
- -Points locked to Marriott Bonvoy program
- -No annual free night at card renewal (only through spend)
- -Cannot product change to Brilliant (must apply separately)
Who It's Best For
Best For
- Marriott travelers who want Gold Elite status without paying $650 for Brilliant
- Those with significant everyday spend on restaurants and groceries
- Cardholders seeking a mid-tier option between Bold ($0) and Brilliant ($650)
- Travelers who value the $15K spend threshold for a free night (vs $60K on Business)
- Those who want 1,000 bonus points per stay when paying with the card
Not Ideal For
- Frequent luxury travelers who need Platinum status (Brilliant is better)
- Those who cannot spend $15,000 annually to earn the free night award
- Travelers who prefer lounge access (not included; Brilliant has Priority Pass)
- Cardholders who want the highest-value free night (capped at 50K vs 85K on Brilliant)
- Those who travel internationally and prefer Visa/Mastercard over Amex
The Math: Is $250 Worth It?
First-year value includes $595.00 welcome bonus
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$0
Annual Fee
-$250
Net Annual Value
-$250
Details & Terms
Application Rules
| Rule | Details |
|---|---|
| Amex 2/90 | You'll be declined if you apply for a third Amex card in 90 days |
| Amex 4 Credit | Amex will decline your application if you already have 5 credit cards (not charge) and apply for a sixth |
| Bonvoy 1/24 | You're allowed only 1 personal and 1 business Bonvoy Card at the same time, and only 1 bonus in the last 24 months |
| Amex 1/7 | Amex allows only 1 bonus per specific card every 7 years (yours or that version of the card) |
| Amex Popup Jail | After you apply, Amex may show a pop-up saying you're ineligible for the welcome bonus |
Payment Terms
| Purchase APR | 19.74%–28.74% (Variable) |
| Cash Advance APR | 29.49% (Variable) |
| Foreign Transaction Fee | $0 |
| Authorized User Fee | $0 |
FAQs
How much are Marriott Bonvoy points worth?
TPG and NerdWallet value Marriott Bonvoy points at 0.7-0.8 cents per point on average. However, with dynamic pricing, actual value can range from 0.4 cpp (gift cards) to 2+ cpp (aspirational hotel redemptions). The fifth night free benefit can push value even higher on 5-night stays.
Can I transfer Marriott points to airline miles?
Yes. Marriott Bonvoy partners with ~40 airlines at a 3:1 ratio (3 Bonvoy points = 1 airline mile). Transfers of 60,000 points earn a 5,000-mile bonus with most partners, giving you 25,000 airline miles per 60,000 Bonvoy points.
Do Marriott Bonvoy points expire?
Points expire after 24 months of account inactivity. Any qualifying activity — earning, redeeming, or purchasing points — resets the clock. Simply holding a co-branded credit card and using it keeps your account active.
What is the Fifth Night Free benefit?
When you redeem points for 5+ consecutive nights at the same hotel, the cheapest night is free. This effectively saves you 20% on longer award stays and is available to all Marriott Bonvoy members, regardless of elite status.
How do I get Marriott elite status the fastest?
The fastest path is the Marriott Bonvoy Brilliant American Express Card, which grants automatic Platinum Elite status. Otherwise, hold a co-branded card for 15 elite night credits, then stay 35 more paid nights to reach Platinum.
Can I combine Marriott points between accounts?
Yes. You can transfer up to 100,000 points per calendar year to another member's account, with a receiving limit of 500,000 points per year. Both accounts must be open and in good standing.
Media & Resources
Video Reviews
8 videosThe Ultimate Marriott Bonvoy Credit Card Guide (2025)
Why the Marriott Bonvoy Bevy and Bountiful cards are not worth the annual fee
THE NEW Marriott Bonvoy Bevy Card | FULL REVIEW | Is it worth it?
Marriott Bonvoy Bevy American Express Card: My Honest Review & User Experience
Which Marriott Bonvoy Credit Card is Best in 2025?
Marriott Bonvoy Bevy American Express Card Review 2025 | Worth It or Leave It?
Marriott Bonvoy Bevy American Express Card Review 2025 Worth It or Leave It
Third-Party Articles & Reviews
Marriott Bonvoy Bevy Card Review
Independent review from travel expert examining the Bevy's position in the Marriott card lineup, evaluating Gold Elite status benefits and earning rates.
Marriott Bonvoy Bevy Amex card review: A lackluster option
Comprehensive review finding the $250 annual fee card lacks value compared to other Marriott options, with steep spend requirements and limited perks for mid-tier positioning.
Marriott Bonvoy Bevy American Express® Card Review: Big bonus or better benefits?
Comprehensive review scoring the card 4.2/5, analyzing whether lucrative welcome offer and mid-tier benefits justify the cost for Marriott loyalists.
Marriott Bonvoy Bevy American Express Card review: Solid bonus may not outweigh annual fee for some
Detailed examination of the card's 85,000-point welcome offer versus ongoing value, questioning whether benefits justify cost for casual travelers.
Marriott Bonvoy Bevy™ American Express® Card 2025 Review
Objective review from financial news source examining the card's strengths and weaknesses for different traveler profiles and spending patterns.
Marriott Bonvoy Bevy Review
In-depth review from points and miles blog covering the card's full benefit suite, earning categories, and optimal redemption strategies.
Best Marriott Bonvoy Credit Cards
Comprehensive comparison guide ranking all Marriott credit cards, including detailed Bevy analysis with pros, cons, and ideal cardholder profile.
Is the Marriott Bonvoy Bevy Credit Card Worth It?
Analysis of whether the Bevy card's Gold Elite status and benefits justify the $250 fee, comparing value proposition against other Marriott cards.
Marriott Bonvoy Bevy™ American Express® Card Review
Beginner-friendly review explaining the card's features, credit requirements, and suitability for those building credit with hotel rewards.
Marriott Bonvoy Bevy® American Express® Card Review
Comparison-focused review analyzing the Bevy against other Marriott and hotel credit cards, highlighting key differentiators and best use cases.
Card Design
Evidence Sources
| Source | Verified | Citation |
|---|---|---|
| American Express | — | American Express |
| Partner Marriott | — | Partner Marriott |
| RewardsCC API | — | RewardsCC API |
| Upgraded Points | — | Upgraded Points |
| Scrape 20260201 | Scrape 20260201: Multiple card facts | |
| Issuer Page | Issuer Page: Earn rates | |
| American Express | — | American Express |
| Issuer Page | Issuer Page: Welcome offer | |
| American Express | American Express: Multiple card facts |
Top brands for this card
Brands where this card's earn-rate structure makes it a strong choice. Open a brand for the full ranked list.
