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3x points on Allegiant flights — unlimited rewards, no blackout dates
$59 annual fee, but $300 welcome bonus and BOGO airfare make it ideal for frequent Allegiant travelers.
Up to 3X (Allegiant)
Annual Fee
$59
Foreign Transaction Fee
$0
Network
Visa Signature
Rewards Currency
Allegiant Allways
Credit Required
Good to Excellent
30,000
points
$1,500
Spend Required
3 months
Time Period
Benefits & Perks
Reviews & Analysis
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Details & Terms
| Purchase APR | 19.49%–27.49% (Variable) |
| Foreign Transaction Fee | $0 |
Highest rate (conditional)
Combined Protection Value
$6,350
Get reimbursed up to $2,000 per person when a trip is canceled or interrupted due to covered reasons like illness or severe weather.
Get coverage for collision damage, theft, and loss-of-use when renting a car. Coverage type (primary vs secondary) varies by issuer.
Get an additional year of warranty protection on eligible electronics and appliances with original warranties of 3 years or less.
Save up to 25% on Avis and Budget rentals with complimentary upgrades and expedited pickup membership.
Access 24/7 multilingual travel assistance including medical referrals, legal help, emergency cash, and lost luggage support.
Get reimbursed up to $3,000 per person per trip for lost, stolen, or damaged luggage when traveling with your card.
Total Value Captured
$0
Annual Fee
-$59
Net Annual Value
-$59
NerdWallet's critical analysis evaluating whether the $59 annual fee justifies rewards for different traveler profiles.
TPG's comprehensive review covering earning rates, annual fee analysis, and comparison to competitor airline cards.
US News Money's full breakdown of card features, pros, cons, and ideal cardholder profile.
Upgraded Points' in-depth review with real-world redemption examples and earning strategy recommendations.
Credit Karma's review covering the card's rewards structure, benefits, fees, and suitability for different spending patterns.
Comprehensive guide to maximizing Allegiant's Allways Rewards program, including cardholder perks and redemption strategies.
Official Allegiant Air FAQs covering earning rules, point expiration, BOGO airfare, and redemption policies.
Official Bank of America product page with complete terms, rates, fees, benefits, and application information.
| Source | Verified | Citation |
|---|---|---|
| Bank of America | — | Bank of America |
| RewardsCC API | — | RewardsCC API |
| Issuer Page | Issuer Page | |
| Bank of America | Bank of America | |
| Issuer Page | Issuer Page: Welcome offer |
Get reimbursement up to $500 per claim for items stolen or damaged by accident within 90 days of purchase.
Reimbursement up to $300 for meals and lodging after 12+ hour delay. Signature requires 12 hours vs Infinite's 6 hours.
Get reimbursed up to $300 for essential purchases like clothing and toiletries when checked baggage is delayed 4+ hours.
Get reimbursement up to $250 per item when a merchant won't accept returns within 90 days of purchase (Signature tier).
24/7 roadside assistance including jump-start, lockout, towing, and fuel delivery. Services charged as flat fee per call.
Bank of America's $0 Liability Guarantee means you're never responsible for unauthorized purchases on your card.
Merchants this card gives you a statement credit or membership at. Unlike the brands above, this isn't about earn rate — it's money the card hands back when you spend there.
Brands where this card's earn-rate structure makes it a strong choice. Open a brand for the full ranked list.
