Compare card earning rates, fees and benefit qualifications.
Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published October 12, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.
164 cards ranked by value per dollar · Rankings aren't paid placement · How we rank
Cardless
Why this card
$200/yr value — $400 Bilt Travel Hotel credit
$100/yr value — $200 of Bilt Cash
Why this card
3X applies only if pet supply stores is chosen as the one Self-Select Category (fitness clubs, select streaming services, live entertainment, cosmetic stores/barber shops/hair salons, or pet supply stores), changeable once each calendar quarter; the default is Select Streaming Services.
No annual fee
Capital One
Why this card
$240/yr value — $300 Annual Capital One Travel Credit
$30/yr value — Global Entry or TSA PreCheck Credit
Lead Bank
Why this card
No annual fee
Why this card
$150/yr value — Up to $200 Annual Splurge Credit℠
$100/yr value — Up to $200 Annual Blacklane® Credit
$150/yr value — Up to $300 Annual Hotel Benefit
$18/yr value — Up to $120 Global Entry® or TSA PreCheck® Application Fee Credit
Capital One
Why this card
$30/yr value — Global Entry or TSA PreCheck Credit
Why this card
$60/yr value — $100 Airline Statement Credit
$50/yr value — Up to $100 Annual IHG Food and Beverage Rewards
$35/yr value — Up to $50 United TravelBank Cash Each Year
$30/yr value — Global Entry, TSA PreCheck or NEXUS Statement Credit
Why this card
$240/yr value — Annual Travel Credit
Est. $763/yr in usable credits offset part of the $795 fee — actual value depends on use and eligibility
Elan Financial
Why this card
$25/yr value — Global Entry or TSA PreCheck application fee credit
No annual fee
Synchrony
Why this card
No annual fee
Bank of America
Why this card
$60/yr value — Annual Airline Incidental Credit
$60/yr value — Global Entry or TSA PreCheck Credit
$60/yr value — Airport Security Statement Credits
Why this card
Bank Smartly Savings account plus a qualifying balance in U.S. Bank Smartly Checking and/or Safe Debit account(s) Total 2.5% with qualifying balance of $10,000-$49,999.99 Total 3% with qualifying balance of $50,000-$99,999.99 Total 4% with qualifying balance of $100,000 or more Bonus applies to first $10,000 in eligible Net Purchases each billing cycle; spend above the cap earns the 2% base
$25/yr value — Flexible redemption
No annual fee
Why this card
$20/yr value — Lyft Credits
No annual fee
Capital One
Why this card
$5/yr value — $5 off per line per month
No annual fee
Wells Fargo
Why this card
No annual fee
Cardless
Why this card
No annual fee
American Express
Why this card
$120/yr value — Hilton Property Statement Credits
Cardless
Why this card
$20/yr value — $100 of Bilt Travel Hotel credit
Bank of America
Why this card
$40/yr value — 0% Intro APR for 15 Months
$30/yr value — Balance Transfer Capability with Low Intro Fee
No annual fee
Why this card
Est. $65/yr in usable credits offset part of the $95 fee — actual value depends on use and eligibility
Bank of America
Why this card
No annual fee
Discover
Why this card
No annual fee
Navy Federal
Why this card
No annual fee
Capital One
Why this card
$25/yr value — CreditWise®
No annual fee
Why this card
$60/yr value — $100 annual credit
American Express
