MASTERCARDMastercard Standard
Nibbles Pet Rewards Credit Card
- Annual Fee
- $0
- Top Rate
- 3X
At a Glance
- Annual Fee
- $0
- Authorized User Fee
- $49
- Foreign Transaction Fee
- $0
- Network
- Mastercard Standard
- Rewards Currency
- Nibbles Rewards
- Credit Required
- Good
Earning Rates
- 3X
Pet
Earn 3x rewards on pet stores, pet services and pet-related merchants (department stores, warehouse clubs, discount stores and drugstores are excluded)
- 3X
Veterinary
Earn 3x rewards on pet and vet purchases
Benefits & Perks
Insurance & Protections
3 protectionsZero Liability on unauthorized transactions
You won't be held responsible for unauthorized transactions made in store, online, or via mobile device.
24/7 lost/stolen card assistance worldwide
Report lost or stolen cards 24/7 and get emergency card replacement and cash advance assistance worldwide.
Pet Insurance Policy ($10,000 limit)
$10,000
Built-in insurance for one pet: up to $10,000 a year at 80% reimbursement (Texas figures; varies by state).
Reviews & Analysis
Pros and Cons
Pros
- +Built-in pet insurance for one dog or cat at no extra cost (base coverage up to $10,000 a year)
- +3 points per $1 at pet stores, pet services and licensed vets, with no cap on earnings
- +No annual fee and no foreign transaction fee
Cons
- -Base insurance coverage, deductible and provider vary by state and sign-up date, and illness coverage is an add-on in some states
- -Not available to residents of Colorado, Connecticut, Hawaii, Kentucky, Maine, Massachusetts, Minnesota, New York, Washington or Puerto Rico
- -Variable APR of Prime + 17.74% makes carrying a balance expensive
Details & Terms
Payment Terms
| Purchase APR | 24.74% (Variable) |
| Foreign Transaction Fee | $0 |
| Authorized User Fee | $49 |
Media & Resources
Card Design
Evidence Sources
| Source | Verified | Citation |
|---|---|---|
| RewardsCC API | — | RewardsCC API |
| Nibbles (Nibbles PBC) | Nibbles (Nibbles PBC) |