Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
$0
Annual Fee
3X
Top Rate
Annual Fee
$0
Foreign Transaction Fee
$0
Network
Mastercard Standard
Rewards Currency
Nibbles Rewards
Credit Required
Good
Benefits & Perks
Combined Protection Value
$20,100
Monitor your credit file for suspicious activity with alerts for new inquiries, address changes, and accounts.
You won't be held responsible for unauthorized transactions made in store, online, or via mobile device.
Optional paid add-on covering vet exam fees for visits that don't lead to an accident/illness diagnosis. Not free with the card.
Reviews & Analysis
Details & Terms
| Foreign Transaction Fee | $0 |
Media & Resources
| Source | Verified | Citation |
|---|---|---|
| RewardsCC API | — | RewardsCC API |
Complimentary HealthLock membership to monitor and protect your medical identity and data.
Optional paid add-on covering acupuncture, chiropractic, physical therapy, and other vet-prescribed alternative treatments. Not free with the card.
Report lost or stolen cards 24/7 and get emergency card replacement and cash advance assistance worldwide.
Built-in accident & illness insurance for one pet: $20,000 annual limit, 70% coinsurance after a $950 deductible. Included at no extra cost.
Items purchased with your card are covered against damage or theft for 45 days, up to $100 per claim.
