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Best Credit Cards for LEVEL8 Luggage

Ranked by real value with filters for fees, issuers, rewards, and transfer programs.

CardRewards.ai helps you find the best credit card for your spending with data-driven recommendations, side-by-side comparisons, and expert analysis.

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Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.

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Best Credit Cards for LEVEL8 Luggage

Ranked by real value with filters for fees, issuers, rewards, and transfer programs.

Resolved as:ShoppingMerchant: LEVEL8 LuggageCached
85%
Shopping is a broad category. Many cards offer bonuses for specific retailers or subcategories like online shopping, department stores, or wholesale clubs.
Not right? Try:
116 matches806ms

Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank

1

Bilt Palladium Card

Cardless

2x Bilt Rewards on Shopping
2x × 2.2¢/pt = 4.4¢ per dollar

Why this card

  1. 1.$100/yr $200 of Bilt Cash

$200 in credits offset the $495 fee

MASTERCARD
4.4¢
per dollar on shopping
$495/yr($200 in credits)
Annual rewards$264.00
+ Credits$200
− Annual fee$495
Net annual value-$31.00
2

Capital One Venture X Rewards Credit Card

Capital One

2x Venture Miles on Shopping
2x × 1.9¢/pt = 3.7¢ per dollar

Why this card

    $315 in credits offset the $395 fee

    VISA
    3.7¢
    per dollar on shopping
    $395/yr($315 in credits)
    Annual rewards$222
    + Credits$315
    − Annual fee$395
    Net annual value$142
    Susan G. Komen® Customized Cash Rewards
    3

    Susan G. Komen® Customized Cash Rewards

    Bank Of America

    3% cash back on Shopping

    Why this card

    1. 1.3% cash back on Shopping ($156/yr on $6,000 spend)
    2. 2.Lost Luggage Reimbursement

    No annual fee

    VISACore Rate
    2.6¢
    per dollar on shopping
    No annual fee
    Annual rewards$156
    Net annual value$156

    Bonus rate on first $2,500/quarterly, then base rate

    4

    The Platinum Card from American Express

    Amex

    1x Membership Rewards on Shopping
    1x × 1.5¢/pt = 1.5¢ per dollar

    Why this card

    1. 1.$150/yr Lululemon Credit
    2. 2.$78/yr Walmart+ Membership Credit
    3. 3.$20/yr Saks Fifth Avenue Credit
    4. 4.Amex Offers

    $1,149.50 in credits fully offsets the $895 fee

    AMEX
    1.5¢
    per dollar on shopping
    $895/yr($1,149.50 in credits)
    Annual rewards$90
    + Credits$1,149.50
    − Annual fee$895
    Net annual value$344.50
    Citi Strata Elite℠ Card
    5

    Citi Strata Elite℠ Card

    Citi

    1.5x ThankYou Points on Shopping
    1.5x × 1.6¢/pt = 2.4¢ per dollar

    Why this card

      $762.50 in credits fully offsets the $595 fee

      MASTERCARD
      2.4¢
      per dollar on shopping
      $595/yr($762.50 in credits)
      Annual rewards$144
      + Credits$762.50
      − Annual fee$595
      Net annual value$311.50
      U.S. Bank Smartly Visa Signature Card
      6

      U.S. Bank Smartly Visa Signature Card

      Usbank

      2% cash back on Shopping

      Why this card

      1. 1.Lost Luggage Reimbursement

      No annual fee

      VISA
      2.0¢
      per dollar on shopping
      No annual fee
      Annual rewards$120
      Net annual value$120
      Bank of America Customized Cash Rewards Credit Card
      7

      Bank of America Customized Cash Rewards Credit Card

      Bank Of America

      3% cash back on Shopping

      Why this card

      1. 1.3% cash back on Shopping ($156/yr on $6,000 spend)
      2. 2.Lost Luggage Reimbursement

      No annual fee

      VISACore Rate
      2.6¢
      per dollar on shopping
      No annual fee
      Annual rewards$156
      Net annual value$156

      Bonus rate on first $2,500/quarterly, then base rate

      Capital One VentureOne Rewards Credit Card
      8

      Capital One VentureOne Rewards Credit Card

      Capital One

      1.25x Venture Miles on Shopping
      1.25x × 1.9¢/pt = 2.3¢ per dollar

      Why this card

        No annual fee

        MASTERCARD
        2.3¢
        per dollar on shopping
        No annual fee
        Annual rewards$138.75
        Net annual value$138.75
        Chase Sapphire Preferred Card
        9

        Chase Sapphire Preferred Card

        Chase

        1x Ultimate Rewards on Shopping
        1x × 1.8¢/pt = 1.8¢ per dollar

        Why this card

        1. 1.Lost Luggage Reimbursement
        2. 2.Lost Luggage Reimbursement

        $134 in credits fully offsets the $95 fee

        VISA
        1.8¢
        per dollar on shopping
        $95/yr($134 in credits)
        Annual rewards$108
        + Credits$134
        − Annual fee$95
        Net annual value$147
        Blue Cash Everyday Card from American Express
        10

        Blue Cash Everyday Card from American Express

        Amex

        3% cash back on Shopping

        Why this card

        1. 1.3% cash back on Shopping ($114/yr on $6,000 spend)
        2. 2.Amex Offers

        No annual fee

        AMEXCore Rate
        1.9¢
        per dollar on shopping
        No annual fee($42 in credits)
        Annual rewards$114
        + Credits$42
        Net annual value$156

        Bonus rate on first $6,000/annual, then base rate

        11

        One Key+ Card

        Wells Fargo

        2% cash back on Shopping
        MASTERCARD
        2.0¢
        per dollar on shopping
        $99/yr
        Annual rewards$120
        − Annual fee$99
        Net annual value$21
        Fidelity Rewards Visa Signature Card
        12

        Fidelity Rewards Visa Signature Card

        Elan Financial

        2% cash back on Shopping

        Why this card

        1. 1.Lost Luggage Reimbursement

        No annual fee

        VISA
        2.0¢
        per dollar on shopping
        No annual fee
        Annual rewards$120
        Net annual value$120
        13

        TD Double Up Credit Card

        Td Bank

        2% cash back on Shopping

        Why this card

        1. 1.Lost Luggage Reimbursement

        No annual fee

        VISA
        2.0¢
        per dollar on shopping
        No annual fee
        Annual rewards$120
        Net annual value$120
        Wells Fargo Active Cash Card
        14

        Wells Fargo Active Cash Card

        Wells Fargo

        2% cash back on Shopping
        Up to 3.2¢/$ (1.6¢/pt)via Choice Privileges

        Why this card

        1. 1.My Wells Fargo Deals
        2. 2.Up to 1.6¢/pt via Choice Privileges

        No annual fee

        VISA
        2.0¢
        per dollar on shopping
        No annual fee
        Annual rewards$120
        Net annual value$120
        15

        SoFi Credit Card

        Sofi

        2% cash back on Shopping

        Why this card

          No annual fee

          MASTERCARD
          2.0¢
          per dollar on shopping
          No annual fee
          Annual rewards$120
          Net annual value$120
          Bilt Blue Card
          16

          Bilt Blue Card

          Cardless

          1x Bilt Rewards on Shopping
          1x × 2.2¢/pt = 2.2¢ per dollar

          Why this card

            No annual fee

            MASTERCARD
            2.2¢
            per dollar on shopping
            No annual fee
            Annual rewards$132.00
            Net annual value$132.00
            Citi Strata Premier Card
            17

            Citi Strata Premier Card

            Citi

            1x ThankYou Points on Shopping
            1x × 1.6¢/pt = 1.6¢ per dollar

            Why this card

            1. 1.Lost or Damaged Luggage Insurance
            2. 2.$30/yr Instacart+ Savings

            $50 in credits offset the $95 fee

            MASTERCARD
            1.6¢
            per dollar on shopping
            $95/yr($50 in credits)
            Annual rewards$96
            + Credits$50
            − Annual fee$95
            Net annual value$51
            U.S. Bank Cash+® Visa Signature® Card
            18

            U.S. Bank Cash+® Visa Signature® Card

            Usbank

            5% cash back on Shopping

            Why this card

            1. 1.5% cash back on Shopping ($108/yr on $6,000 spend)

            No annual fee

            VISACore Rate
            1.8¢
            per dollar on shopping
            No annual fee
            Annual rewards$108
            Net annual value$108

            Bonus rate on first $2,000/quarterly, then base rate

            Bilt Obsidian Card
            19

            Bilt Obsidian Card

            Cardless

            1x Bilt Rewards on Shopping
            1x × 2.2¢/pt = 2.2¢ per dollar

            Why this card

              $20 in credits offset the $95 fee

              MASTERCARD
              2.2¢
              per dollar on shopping
              $95/yr($20 in credits)
              Annual rewards$132.00
              + Credits$20
              − Annual fee$95
              Net annual value$57.00
              Chase Sapphire Reserve
              20

              Chase Sapphire Reserve

              Chase

              1x Ultimate Rewards on Shopping
              1x × 1.8¢/pt = 1.8¢ per dollar

              Why this card

              1. 1.Baggage Delay and Lost Luggage Insurance

              $960 in credits fully offsets the $795 fee

              VISA
              1.8¢
              per dollar on shopping
              $795/yr($960 in credits)
              Annual rewards$108
              + Credits$960
              − Annual fee$795
              Net annual value$273
              Rakuten American Express Card
              21

              Rakuten American Express Card

              First Electronic Bank

              1% cash back on Shopping

              Convertible Cash Back — 1.0–2.0¢/$

              This card's 1% cash back can be redeemed as cash (1.0¢/$) or converted to Amex Membership Rewards (2.0¢/$) or Bilt Rewards (1.7¢/$).

              Why this card

              1. 1.Cash back converts at 1.6¢ avg — 1.6× cash value

              No annual fee

              AMEXConvertible
              1.0–2.0¢
              per dollar on shopping
              depending on redemption
              No annual fee
              Annual rewards$94
              Net annual value$94
              Bank of America® Customized Cash Rewards for Students
              22

              Bank of America® Customized Cash Rewards for Students

              Bank Of America

              3% cash back on Shopping

              Why this card

              1. 1.3% cash back on Shopping ($144/yr on $6,000 spend)
              2. 2.Lost Luggage Reimbursement

              No annual fee

              VISACore Rate
              2.4¢
              per dollar on shopping
              No annual fee
              Annual rewards$144
              Net annual value$144

              Bonus rate on first $2,500/quarterly, then base rate

              Synchrony Premier Mastercard
              23

              Synchrony Premier Mastercard

              Synchrony

              2% cash back on Shopping

              Why this card

                No annual fee

                MASTERCARD
                2.0¢
                per dollar on shopping
                No annual fee
                Annual rewards$120
                Net annual value$120
                BJ's One+™ Mastercard®
                24

                BJ's One+™ Mastercard®

                Capital One

                2% cash back on Shopping

                Why this card

                  No annual fee

                  MASTERCARD
                  2.0¢
                  per dollar on shopping
                  No annual fee
                  Annual rewards$120
                  Net annual value$120
                  Citi Double Cash Card
                  25

                  Citi Double Cash Card

                  Citi

                  2% cash back on Shopping

                  Why this card

                    No annual fee

                    MASTERCARD
                    2.0¢
                    per dollar on shopping
                    No annual fee
                    Annual rewards$120
                    Net annual value$120
                    Choice Privileges Select Mastercard
                    26

                    Choice Privileges Select Mastercard

                    Wells Fargo

                    5x Choice Privileges on Shopping
                    5x × 0.8¢/pt = 4.0¢ per dollar

                    Why this card

                    1. 1.5x on Shopping — points worth 0.8¢ each ($105.60/yr on $6,000 spend)

                    $15 in credits offset the $95 fee

                    MASTERCARDCore Rate
                    1.8¢
                    per dollar on shopping
                    $95/yr($15 in credits)
                    Annual rewards$105.60
                    + Credits$15
                    − Annual fee$95
                    Net annual value$25.60
                    Bank of America® Customized Cash Rewards Secured
                    27

                    Bank of America® Customized Cash Rewards Secured

                    Bank Of America

                    3% cash back on Shopping

                    Why this card

                    1. 1.3% cash back on Shopping ($144/yr on $6,000 spend)

                    No annual fee

                    VISACore Rate
                    2.4¢
                    per dollar on shopping
                    No annual fee
                    Annual rewards$144
                    Net annual value$144

                    Bonus rate on first $2,500/quarterly, then base rate

                    Discover it® Miles
                    28

                    Discover it® Miles

                    Discover

                    1.5x Cashback on Shopping
                    1.5x × 1.0¢/pt = 1.5¢ per dollar

                    Why this card

                      No annual fee

                      DISCOVER
                      1.5¢
                      per dollar on shopping
                      No annual fee
                      Annual rewards$90
                      Net annual value$90
                      Navy Federal Visa cashRewards Card
                      29

                      Navy Federal Visa cashRewards Card

                      Navy Federal

                      1.5% cash back on Shopping

                      Why this card

                        No annual fee

                        VISA
                        1.5¢
                        per dollar on shopping
                        No annual fee
                        Annual rewards$90
                        Net annual value$90
                        Capital One QuicksilverOne Cash Rewards Credit Card
                        30

                        Capital One QuicksilverOne Cash Rewards Credit Card

                        Capital One

                        1.5% cash back on Shopping
                        MASTERCARD
                        1.5¢
                        per dollar on shopping
                        $39/yr
                        Annual rewards$90
                        − Annual fee$39
                        Net annual value$51