Compare card earning rates, fees and benefit qualifications.
Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published October 12, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.
163 cards ranked by value per dollar · Rankings aren't paid placement · How we rank
Why this card
Cardless
Why this card
Est. $300/yr in usable credits offset part of the $495 fee — actual value depends on use and eligibility
American Express
Why this card
Why this card
American Express
Why this card
Provided with the eligible Marriott Bonvoy Brilliant card to the Basic Card Member only. Allow up to 12 weeks from account opening. Cancelling the card cancels this complimentary status.; Basic Card Member only; Additional Card Members do not receive this grant; While the eligible Brilliant card remains open. Your eligibility and completion of requirements are not verified.
Est. $205/yr in usable credits offset part of the $650 fee — actual value depends on use and eligibility
Capital One
Why this card
Est. $15/yr in usable credits offset part of the $95 fee — actual value depends on use and eligibility
Capital One
Why this card
Est. $315/yr in usable credits offset part of the $395 fee — actual value depends on use and eligibility
Elan Financial
Why this card
No annual fee
Why this card
Est. $465/yr in usable credits offset part of the $595 fee — actual value depends on use and eligibility
Why this card
Est. $1,063/yr in usable credits could cover the $795 fee — actual value depends on use and eligibility
American Express
Why this card
Enroll each eligible Card Member through American Express using their existing or newly joined Marriott Bonvoy account. Remain an eligible Platinum Card Member; card must not be cancelled or past due and Marriott membership must remain in good standing. Generally allow 3 to 5 business days, sometimes longer. Confirm continued enrollment after card replacement.; Enroll through the Amex Benefits section or call the number on the card.; Provide the eligible Card Member Marriott Bonvoy number; enrollment is not established by this search.; Basic Platinum and Additional Platinum Card Members; not every additional-card type; While eligible or until American Express terminates the benefit; Using status benefits remains subject to Marriott qualifying-booking terms; Fine Hotels + Resorts may be combined under the reviewed Amex terms.. Your eligibility and completion of requirements are not verified.
Est. $1,317/yr in usable credits could cover the $895 fee — actual value depends on use and eligibility
Synchrony
Why this card
No annual fee
Why this card
Bank Smartly Savings account plus a qualifying balance in U.S. Bank Smartly Checking and/or Safe Debit account(s) Total 2.5% with qualifying balance of $10,000-$49,999.99 Total 3% with qualifying balance of $50,000-$99,999.99 Total 4% with qualifying balance of $100,000 or more Bonus applies to first $10,000 in eligible Net Purchases each billing cycle; spend above the cap earns the 2% base
No annual fee
Wells Fargo
Why this card
No annual fee
Why this card
Est. $140/yr in usable credits offset part of the $150 fee — actual value depends on use and eligibility
Why this card
No annual fee
Bank of America
Why this card
Est. $150/yr in usable credits could cover the $95 fee — actual value depends on use and eligibility
Cardless
Why this card
No annual fee
Cardless
Why this card
Est. $20/yr in usable credits offset part of the $95 fee — actual value depends on use and eligibility
Why this card
Est. $65/yr in usable credits offset part of the $95 fee — actual value depends on use and eligibility
Bank of America
Why this card
No annual fee
Discover
Why this card
No annual fee
Navy Federal
Why this card
No annual fee
Capital One
Why this card
No annual fee
