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Best Credit Cards for Car Rental Express

Ranked by real value with filters for fees, issuers, rewards, and transfer programs.

CardRewards.ai helps you find the best credit card for your spending with data-driven recommendations, side-by-side comparisons, and expert analysis.

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Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.

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How do you usually dine?

Do you use DashPass or Uber One?

Do you use Resy for reservations?

No annual fee only?

Avoid Amex network?

Best Credit Cards for Car Rental Express

Ranked by real value with filters for fees, issuers, rewards, and transfer programs.

Resolved as:Diningcard_name
32%
Scores include 5% Rakuten Dining portal stacking on all cards
Did you mean:
162 matches790ms

Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank

Best Match

Rakuten American Express Card

First Electronic Bank · No annual fee

Similar name32% confidence
View full details

Also matched

American Express Gold CardAmexAmerican Express Green CardAmexMacys American Express CardCiti

Compare with— Dining cards

American Express Gold Card
1

American Express Gold Card

Amex

4x Membership Rewards on Dining
4x × 1.5¢/pt = 6.0¢ per dollar

Why this card

  1. 1.Official cobrand card — earns Membership Rewards on all purchases
  2. 2.4x on Dining — points worth 1.5¢ each ($360/yr on $6,000 spend)
  3. 3.$60/yr $120 Dining Credit
  4. 4.$50/yr $100 Resy Credit
  5. 5.$42/yr $84 Dunkin' Credit

$36 in credits offset the $325 fee

AMEXCore Rate
6.0¢
per dollar on dining
$325/yr($36 in credits)
Annual rewards$360
+ Credits$36
− Annual fee$325
Net annual value$71

Bonus rate on first $50,000/annual, then base rate

2

Macys American Express Card

Citi

3x points on Dining

Why this card

  1. 1.Official cobrand card — earns rewards on all purchases
  2. 2.3x on Dining ($180/yr on $6,000 spend)

No annual fee

AMEXCore Rate
3.0¢
per dollar on dining
No annual fee
Annual rewards$180
Net annual value$180
Bilt Obsidian Card
3

Bilt Obsidian Card

Cardless

3x Bilt Rewards on Dining
3x × 2.2¢/pt = 6.6¢ per dollar

Why this card

  1. 1.3x on Dining — points worth 2.2¢ each ($396/yr on $6,000 spend)
  2. 2.$30/yr Instacart+ Savings

$10 in credits offset the $95 fee

MASTERCARDCore Rate
6.6¢
per dollar on dining
$95/yr($10 in credits)
Annual rewards$396
+ Credits$10
− Annual fee$95
Net annual value$311
Chase Sapphire Preferred Card
4

Chase Sapphire Preferred Card

Chase

3x Ultimate Rewards on Dining
3x × 1.8¢/pt = 5.4¢ per dollar

Why this card

  1. 1.3x on Dining — points worth 1.8¢ each ($324.00/yr on $6,000 spend)
  2. 2.$60/yr Complimentary DashPass Membership
  3. 3.OpenTable Special Dining Events

$46 in credits offset the $95 fee

VISACore Rate
5.4¢
per dollar on dining
$95/yr($46 in credits)
Annual rewards$324.00
+ Credits$46
− Annual fee$95
Net annual value$275.00
Citi Strata Elite℠ Card
5

Citi Strata Elite℠ Card

Citi

3x ThankYou Points on Dining
3x × 1.6¢/pt = 4.8¢ per dollar

Why this card

  1. 1.3x on Dining — points worth 1.6¢ each ($288/yr on $6,000 spend)
  2. 2.$30/yr Instacart+ Savings

$630.50 in credits fully offsets the $595 fee

MASTERCARDCore Rate
4.8¢
per dollar on dining
$595/yr($630.50 in credits)
Annual rewards$288
+ Credits$630.50
− Annual fee$595
Net annual value$323.50
U.S. Bank Altitude Go Visa Signature Card
6

U.S. Bank Altitude Go Visa Signature Card

Usbank

4x Usbank Altitude Rewards on Dining
4x × 1.0¢/pt = 4.0¢ per dollar

Why this card

  1. 1.4x on Dining — points worth 1.0¢ each ($240/yr on $6,000 spend)
  2. 2.OpenTable Special Dining Events

No annual fee

Your spend ($6,000) is 75% of the $8,000 annual cap

VISACore Rate
4.0¢
per dollar on dining
No annual fee
Annual rewards$240
Net annual value$240

Bonus rate on first $2,000/quarterly, then base rate

7

BMO Escape

Bmo

4x points on Dining

Why this card

  1. 1.4x on Dining ($240/yr on $6,000 spend)

$36.50 in credits offset the $150 fee

MASTERCARDCore Rate
4.0¢
per dollar on dining
$150/yr($36.50 in credits)
Annual rewards$240
+ Credits$36.50
− Annual fee$150
Net annual value$126.50

Bonus rate on first $3,000/quarterly, then base rate

8

Capital One Venture X Rewards Credit Card

Capital One

2x Venture Miles on Dining
2x × 1.9¢/pt = 3.7¢ per dollar

Why this card

    $33 in credits offset the $395 fee

    VISA
    3.7¢
    per dollar on dining
    $395/yr($33 in credits)
    Annual rewards$222
    + Credits$33
    − Annual fee$395
    Net annual value-$140
    Pottery Barn Key Rewards Visa
    9

    Pottery Barn Key Rewards Visa

    Capital One

    4x points on Dining

    Why this card

    1. 1.4x on Dining ($240/yr on $6,000 spend)
    2. 2.OpenTable Special Dining Events

    No annual fee

    VISACore Rate
    4.0¢
    per dollar on dining
    No annual fee
    Annual rewards$240
    Net annual value$240
    10

    Verizon Visa Card

    Synchrony

    4% cash back on Dining

    Why this card

    1. 1.4% cash back on Dining ($240/yr on $6,000 spend)
    2. 2.OpenTable Special Dining Events

    No annual fee

    VISACore Rate
    4.0¢
    per dollar on dining
    No annual fee
    Annual rewards$240
    Net annual value$240
    Chase Sapphire Reserve
    11

    Chase Sapphire Reserve

    Chase

    3x Ultimate Rewards on Dining
    3x × 1.8¢/pt = 5.4¢ per dollar

    Why this card

    1. 1.3x on Dining — points worth 1.8¢ each ($324.00/yr on $6,000 spend)
    2. 2.$180/yr DoorDash DashPass & Credits

    $180 in credits offset the $795 fee

    VISACore Rate
    5.4¢
    per dollar on dining
    $795/yr($180 in credits)
    Annual rewards$324.00
    + Credits$180
    − Annual fee$795
    Net annual value-$291.00
    Citi Strata Premier Card
    12

    Citi Strata Premier Card

    Citi

    3x ThankYou Points on Dining
    3x × 1.6¢/pt = 4.8¢ per dollar

    Why this card

    1. 1.3x on Dining — points worth 1.6¢ each ($288/yr on $6,000 spend)

    $10 in credits offset the $95 fee

    MASTERCARDCore Rate
    4.8¢
    per dollar on dining
    $95/yr($10 in credits)
    Annual rewards$288
    + Credits$10
    − Annual fee$95
    Net annual value$203
    13

    Bilt Palladium Card

    Cardless

    2x Bilt Rewards on Dining
    2x × 2.2¢/pt = 4.4¢ per dollar

    Why this card

      $40 in credits offset the $495 fee

      MASTERCARD
      4.4¢
      per dollar on dining
      $495/yr($40 in credits)
      Annual rewards$264.00
      + Credits$40
      − Annual fee$495
      Net annual value-$191.00
      Wells Fargo Autograph Visa Credit Card
      14

      Wells Fargo Autograph Visa Credit Card

      Wells Fargo

      3x Wells Fargo Rewards on Dining
      3x × 1.3¢/pt = 3.8¢ per dollar
      Up to 4.8¢/$ (1.6¢/pt)via Choice Privileges

      Why this card

      1. 1.3x on Dining — points worth 1.3¢ each ($225/yr on $6,000 spend)
      2. 2.OpenTable Special Dining Events
      3. 3.Up to 1.6¢/pt via Choice Privileges

      No annual fee

      VISACore Rate
      3.8¢
      per dollar on dining
      No annual fee
      Annual rewards$225
      Net annual value$225
      Gemini Credit Card
      15

      Gemini Credit Card

      Genesis Fs

      3% cash back on Dining

      Why this card

      1. 1.3% cash back on Dining ($180/yr on $6,000 spend)

      No annual fee

      MASTERCARDCore Rate
      3.0¢
      per dollar on dining
      No annual fee
      Annual rewards$180
      Net annual value$180
      U.S. Bank Altitude Go® Secured Visa® Signature
      16

      U.S. Bank Altitude Go® Secured Visa® Signature

      Usbank

      4x points on Dining

      Why this card

      1. 1.4x on Dining ($240/yr on $6,000 spend)
      2. 2.OpenTable Special Dining Events

      No annual fee

      VISACore Rate
      4.0¢
      per dollar on dining
      No annual fee
      Annual rewards$240
      Net annual value$240
      BMO Premium Rewards Mastercard®
      17

      BMO Premium Rewards Mastercard®

      Bmo

      4x points on Dining

      Why this card

      1. 1.4x on Dining ($240/yr on $6,000 spend)

      Your spend ($6,000) is 75% of the $8,000 annual cap

      MASTERCARDCore Rate
      4.0¢
      per dollar on dining
      $95/yr
      Annual rewards$240
      − Annual fee$95
      Net annual value$145

      Bonus rate on first $2,000/quarterly, then base rate

      Marriott Bonvoy Bountiful Credit Card
      18

      Marriott Bonvoy Bountiful Credit Card

      Chase

      4x Marriott Bonvoy on Dining
      4x × 0.7¢/pt = 2.8¢ per dollar

      Why this card

      1. 1.4x on Dining — points worth 0.7¢ each ($168/yr on $6,000 spend)
      2. 2.$90/yr $150 Annual Dining Credit
      3. 3.OpenTable Special Dining Events
      4. 4.$15/yr Complimentary DashPass for 12 Months
      VISACore Rate
      2.8¢
      per dollar on dining
      $250/yr
      Annual rewards$168
      − Annual fee$250
      Net annual value-$82

      Bonus rate on first $15,000/annual, then base rate

      DoorDash Rewards Mastercard®
      19

      DoorDash Rewards Mastercard®

      Chase

      3x points on Dining via Direct

      Why this card

      1. 1.3x on Dining ($180/yr on $6,000 spend)

      No annual fee

      MASTERCARDCore Rate
      3.0¢
      per dollar on dining
      No annual fee($73.20 in credits)
      Annual rewards$180
      + Credits$73.20
      Net annual value$253.20
      20

      TD Cash Credit Card

      Td Bank

      3% cash back on Dining

      Why this card

      1. 1.3% cash back on Dining ($180/yr on $6,000 spend)
      2. 2.OpenTable Special Dining Events

      No annual fee

      VISACore Rate
      3.0¢
      per dollar on dining
      No annual fee
      Annual rewards$180
      Net annual value$180
      Bank of America Customized Cash Rewards Credit Card
      21

      Bank of America Customized Cash Rewards Credit Card

      Bank Of America

      3% cash back on Dining

      Why this card

      1. 1.3% cash back on Dining ($180/yr on $6,000 spend)
      2. 2.OpenTable Special Dining Events

      No annual fee

      VISACore Rate
      3.0¢
      per dollar on dining
      No annual fee
      Annual rewards$180
      Net annual value$180

      Bonus rate on first $2,500/quarterly, then base rate

      Navy Federal GO REWARDS® Card
      22

      Navy Federal GO REWARDS® Card

      Navy Federal

      3x Navy Federal Nrewards on Dining
      3x × 1.0¢/pt = 3.0¢ per dollar

      Why this card

      1. 1.3x on Dining — points worth 1.0¢ each ($180/yr on $6,000 spend)

      No annual fee

      VISACore Rate
      3.0¢
      per dollar on dining
      No annual fee
      Annual rewards$180
      Net annual value$180
      23

      Sam's Club Mastercard

      Synchrony

      3% cash back on Dining

      Why this card

      1. 1.3% cash back on Dining ($180/yr on $6,000 spend)

      No annual fee

      MASTERCARDCore Rate
      3.0¢
      per dollar on dining
      No annual fee
      Annual rewards$180
      Net annual value$180
      IHG One Rewards Premier Credit Card
      24

      IHG One Rewards Premier Credit Card

      Chase

      5x IHG One Rewards on Dining
      5x × 0.6¢/pt = 3.0¢ per dollar

      Why this card

      1. 1.5x on Dining — points worth 0.6¢ each ($180/yr on $6,000 spend)
      2. 2.$30/yr Complimentary DashPass Membership
      3. 3.$30/yr Instacart+ Savings
      4. 4.$15/yr Instacart+ Membership & Credit

      $3 in credits offset the $99 fee

      MASTERCARDCore Rate
      3.0¢
      per dollar on dining
      $99/yr($3 in credits)
      Annual rewards$180
      + Credits$3
      − Annual fee$99
      Net annual value$84
      SavorOne Rewards from Capital One
      25

      SavorOne Rewards from Capital One

      Capital One

      3% cash back on Dining

      Why this card

      1. 1.3% cash back on Dining ($180/yr on $6,000 spend)
      2. 2.$30/yr Instacart+ Savings
      MASTERCARDCore Rate
      3.0¢
      per dollar on dining
      $39/yr
      Annual rewards$180
      − Annual fee$39
      Net annual value$141
      Wells Fargo Autograph Journey Visa Credit Card
      26

      Wells Fargo Autograph Journey Visa Credit Card

      Wells Fargo

      3x Wells Fargo Rewards on Dining
      3x × 1.3¢/pt = 3.8¢ per dollar
      Up to 4.8¢/$ (1.6¢/pt)via Choice Privileges

      Why this card

      1. 1.3x on Dining — points worth 1.3¢ each ($225/yr on $6,000 spend)
      2. 2.OpenTable Special Dining Events
      3. 3.Up to 1.6¢/pt via Choice Privileges
      VISACore Rate
      3.8¢
      per dollar on dining
      $95/yr
      Annual rewards$225
      − Annual fee$95
      Net annual value$130
      27

      TD First Class℠  Visa Signature®

      Td Bank

      3x points on Dining

      Why this card

      1. 1.3x on Dining ($180/yr on $6,000 spend)
      2. 2.OpenTable Special Dining Events
      VISACore Rate
      3.0¢
      per dollar on dining
      $89/yr (Y1 waived)
      Annual rewards$180
      − Annual fee$89
      Net annual value$91
      28

      One Key+ Card

      Wells Fargo

      3% cash back on Dining

      Why this card

      1. 1.3% cash back on Dining ($180/yr on $6,000 spend)
      2. 2.$30/yr Instacart+ Savings
      MASTERCARDCore Rate
      3.0¢
      per dollar on dining
      $99/yr
      Annual rewards$180
      − Annual fee$99
      Net annual value$81
      Air France KLM World Elite Mastercard®
      29

      Air France KLM World Elite Mastercard®

      Bank Of America

      3x Flying Blue on Dining
      3x × 1.0¢/pt = 3.0¢ per dollar

      Why this card

      1. 1.3x on Dining — points worth 1.0¢ each ($180/yr on $6,000 spend)
      MASTERCARDCore Rate
      3.0¢
      per dollar on dining
      $89/yr
      Annual rewards$180
      − Annual fee$89
      Net annual value$91