Spanish · $$$$ · Gaslamp
American Express Gold Card + Bilt Dining
Bilt Dining pays Bilt Points at these restaurants on top of whatever your card earns. Join once, link a card, and pay with it — values below are what each card earns here. Top neighborhoods: Pacific Beach (30), North Park (23), and Hillcrest (14).
286 restaurants
Spanish · $$$$ · Gaslamp
American Express Gold Card + Bilt Dining
Mediterranean · $$ · Mira Mesa
American Express Gold Card + Bilt Dining
Middle Eastern · $$ · South Park
American Express Gold Card + Bilt Dining
Café · $ · Harborview
American Express Gold Card + Bilt Dining
Juices/Smoothies · $ · Mission Valley West
American Express Gold Card + Bilt Dining
Italian · $$ · Barrio Logan
American Express Gold Card + Bilt Dining
Asian · $$ · Serra Mesa
American Express Gold Card + Bilt Dining
Sushi Restaurant · $$ · Park West
American Express Gold Card + Bilt Dining
Café · $ · San Diego
American Express Gold Card + Bilt Dining
Juices/Smoothies · $ · Gaslamp
American Express Gold Card + Bilt Dining
Dessert Shop · $ · Barrio Logan
American Express Gold Card + Bilt Dining
Café · $ · Pacific Beach
American Express Gold Card + Bilt Dining
Mexican · $$ · Hillcrest
American Express Gold Card + Bilt Dining
Mexican Restaurant · $$ · Balboa Park
American Express Gold Card + Bilt Dining
American · $ · Bird Rock
American Express Gold Card + Bilt Dining
Thai Restaurant · $ · Clairemont Mesa East
American Express Gold Card + Bilt Dining
Mediterranean Restaurant · $$ · El Cerrito
American Express Gold Card + Bilt Dining
Ranked by what each card earns across this city's restaurants at our point valuations, counting the dining program that pays most at each one. Card credits aren't counted. Bilt Dining (286 restaurants) and AAdvantage Dining (199) are the most widespread dining programs here, out of 286 restaurants. American Express Gold Card tops the list here on its own dining rate — ≈$6.00 on a $100 dinner before any program.

American Express Gold Card
$325 annual fee
≈$6.00 on a $100 dinner
Perks at 3 restaurants hereCard details
Chase Sapphire Reserve
$795 annual fee
≈$5.40 on a $100 dinner
Card details
Chase Sapphire Preferred Card
$95 annual fee
≈$5.40 on a $100 dinner
Card detailsDining programs pay on top of your card. Join one, link a card, and every meal at a participating restaurant earns twice.
Some restaurant addresses, phone numbers, websites and cuisines come from Overture Maps Foundation open data (Meta and Microsoft, CDLA Permissive 2.0; Foursquare, Apache 2.0; AllThePlaces, CC0 1.0). Overture attribution Some neighbourhoods come from Who's On First boundaries (CC-BY 4.0). Who's On First licenses Some opening hours, phone numbers, websites and cuisines are © OpenStreetMap contributors (ODbL 1.0). OpenStreetMap copyright
Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published October 12, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.