American · $$ · Downtown Huntington Beach
American Express Gold Card + inKind
Bilt Dining pays Bilt Points at these restaurants on top of whatever your card earns. Join once, link a card, and pay with it — values below are what each card earns here. Top neighborhoods: Downtown Huntington Beach (7), Pacifica (5), and Huntington Beach (3).
31 restaurants
American · $$ · Downtown Huntington Beach
American Express Gold Card + inKind
Mexican · $$$ · Smeltzer
American Express Gold Card + inKind
American · $$ · Pacifica
American Express Gold Card + inKind
Italian · $$$$ · Pacifica
American Express Gold Card + Upside
Mediterranean · $$ · Bolsa Chica - Heil
American Express Gold Card + Upside
Mediterranean · $$$$ · Holly-Seacliff
American Express Gold Card + Upside
American · $$$ · Far North
American Express Gold Card + Upside
American · $$ · Downtown Huntington Beach
American Express Gold Card + Upside
Coffee/Tea · $$ · Washington
American Express Gold Card + Upside
Subs · $$ · Goldenwest
American Express Gold Card + Upside
Japanese · $$$ · Huntington Beach
American Express Gold Card + Upside
American · $$$ · McDonnell Center
American Express Gold Card + Upside
Noodles · $$ · Huntington Harbour
American Express Gold Card + Upside
Italian · $$ · Pacifica
American Express Gold Card + Upside
Pizza · $$ · Pacifica
American Express Gold Card + Upside
Pizza · $$ · Edinger
American Express Gold Card + Upside
Sandwiches · $ · Smeltzer
American Express Gold Card + Upside
Sushi · $$$ · Downtown Huntington Beach
American Express Gold Card + Upside
American · $$ · Downtown Huntington Beach
American Express Gold Card + Upside
Pizza · $$$ · Downtown Huntington Beach
American Express Gold Card + Upside
American · $$$ · Adams
American Express Gold Card + Upside
Healthy · $$ · Downtown Huntington Beach
American Express Gold Card + Rakuten Dining
Healthy · $$ · Downtown Huntington Beach
American Express Gold Card + Rakuten Dining
French · $$ · North Huntington Center
American Express Gold Card + Rakuten Dining
Ranked by what each card earns across this city's restaurants at our point valuations, counting the dining program that pays most at each one. Card credits aren't counted. Bilt Dining (31 restaurants) and AAdvantage Dining (29) are the most widespread dining programs here, out of 31 restaurants. American Express Gold Card tops the list here on its own dining rate — ≈$6.00 on a $100 dinner before any program.

American Express Gold Card
$325 annual fee
≈$6.00 on a $100 dinner
Card details
Chase Sapphire Reserve
$795 annual fee
≈$5.40 on a $100 dinner
Card details
Chase Sapphire Preferred Card
$95 annual fee
≈$5.40 on a $100 dinner
Card detailsDining programs pay on top of your card. Join one, link a card, and every meal at a participating restaurant earns twice.
Some restaurant addresses, phone numbers, websites and cuisines come from Overture Maps Foundation open data (Meta and Microsoft, CDLA Permissive 2.0; Foursquare, Apache 2.0; AllThePlaces, CC0 1.0). Overture attribution Some neighbourhoods come from Who's On First boundaries (CC-BY 4.0). Who's On First licenses Some opening hours, phone numbers, websites and cuisines are © OpenStreetMap contributors (ODbL 1.0). OpenStreetMap copyright
Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published October 12, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.