Chicago Waffles
up to16%Breakfast · $$ · Lincoln Square
American Express Gold Card + Upside
Upside15%Hilton Honors Dining8xIHG Dine & Earn8x+10 more
498 restaurants in Chicago that pay Atmos Rewards Dining
Atmos Rewards Dining pays Atmos Rewards points at these restaurants on top of whatever your card earns. Join once, link a card, and pay with it — values below are what each card earns here. Top neighborhoods: West Loop (37), Logan Square (25), and South Loop (20).
498 restaurants
Chicago Waffles
up to16%Breakfast · $$ · Oak Park
American Express Gold Card + Upside
Upside15%Hilton Honors Dining8xIHG Dine & Earn8x+10 moreDouble Clutch Brewing Company
up to16%Bar/Club/Lounge · $$$ · Evanston
American Express Gold Card + Upside
Upside11%Hilton Honors Dining8xIHG Dine & Earn8x+8 moreFarm Bar
up to16%American · $$$$ · Lake View
American Express Gold Card + Upside
Upside10%Hilton Honors Dining8xIHG Dine & Earn8x+10 moreFarm Bar - Ravenswood
up to16%Farm to Table · $$$ · Lincoln Square
American Express Gold Card + Upside
Upside10%Hilton Honors Dining8xIHG Dine & Earn8x+10 moreFrancois Frankie
up to16%French · $$$$ · Loop
American Express Gold Card + Upside
Upside14%Hilton Honors Dining8xIHG Dine & Earn8x+10 moreHeyday Eatery
up to16%American · $$ · East Village
American Express Gold Card + Upside
Upside11%Hilton Honors Dining8xIHG Dine & Earn8x+10 moreIndian Paradise
up to16%Indian · $$ · Logan Square
American Express Gold Card + Upside
Upside12%Hilton Honors Dining8xIHG Dine & Earn8x+10 moreJoJo’s ShakeBAR
up to16%American · $$ · River North
American Express Gold Card + Upside
Upside11%Hilton Honors Dining8xIHG Dine & Earn8x+10 moreMacello
up to16%Italian · $$$ · West Loop
American Express Gold Card + Upside
Upside15%Hilton Honors Dining8xIHG Dine & Earn8x+10 moreMirella's Tavern
up to16%American · $$$ · Ukrainian Village
American Express Gold Card + Upside
Upside12%Hilton Honors Dining8xIHG Dine & Earn8x+8 moreMiss Saigon Restaurant
up to16%Vietnamese · $$ · Argyle Park
American Express Gold Card + Upside
Upside11%Hilton Honors Dining8xIHG Dine & Earn8x+10 moreMonti's
up to16%American · $$ · Lincoln Square
American Express Gold Card + Upside
Upside10%Hilton Honors Dining8xIHG Dine & Earn8x+10 moreNamaste Chicago
up to16%Indian · $$$ · Logan Square
American Express Gold Card + Upside
Upside11%Hilton Honors Dining8xIHG Dine & Earn8x+10 moreNellie's Restaurant
up to16%Puerto Rican · $$ · Humboldt Park
American Express Gold Card + Upside
Upside11%Hilton Honors Dining8xIHG Dine & Earn8x+10 moreNic and Juniors
up to16%Brazilian · $$$ · River North (Chicago)
American Express Gold Card + Upside
Upside11%Hilton Honors Dining8xIHG Dine & Earn8x+9 moreOld Town Pub
up to16%American · $$ · Old Town
American Express Gold Card + Upside
Upside12%Hilton Honors Dining8xIHG Dine & Earn8x+10 moreOutside Voices
up to16%American · $$$$ · Logan Square
American Express Gold Card + Upside
Upside12%Hilton Honors Dining8xIHG Dine & Earn8x+10 morePazzo's at Three-Eleven
up to16%Italian · $$$ · Loop
American Express Gold Card + Upside
Upside11%Hilton Honors Dining8xIHG Dine & Earn8x+9 morePunch Bowl Social - Chicago
up to16%American · $$$ · West Loop
American Express Gold Card + Upside
Upside11%Hilton Honors Dining8xIHG Dine & Earn8x+10 moreMexican · $$ · North Center
American Express Gold Card + Upside
Upside10%Hilton Honors Dining8xIHG Dine & Earn8x+10 moreS2 Express Grill Downtown
up to16%American · $$$$ · South Loop
American Express Gold Card + Upside
Upside11%Hilton Honors Dining8xIHG Dine & Earn8x+10 moreSaigon Sisters
up to16%Vietnamese · $$$ · Fulton River District
American Express Gold Card + Upside
Upside11%Hilton Honors Dining8xIHG Dine & Earn8x+10 moreSuda's
up to16%Middle Eastern · $$$ · Lincoln Park
American Express Gold Card + Upside
Upside10%Hilton Honors Dining8xIHG Dine & Earn8x+10 more
- Restaurants
- 498
- Neighborhoods
- 141
- Cuisines
- 94
- Dining programs
- 14
- With a card perk
- 21
The 3 best cards to bring to dinner in Chicago
Ranked by what each card earns across this city's restaurants at our point valuations, counting the dining program that pays most at each one. Card credits aren't counted. MileagePlus Dining (498 restaurants) and Atmos Rewards Dining (498) are the most widespread dining programs here, out of 498 restaurants. American Express Gold Card tops the list here on its own dining rate — ≈$6.00 on a $100 dinner before any program.
American Express Gold Card
$325 annual fee
≈$6.00 on a $100 dinner
Perks at 21 restaurants hereCard details
Chase Sapphire Reserve
$795 annual fee
≈$5.40 on a $100 dinner
Card details
Chase Sapphire Preferred Card
$95 annual fee
≈$5.40 on a $100 dinner
Card details
14 dining programs that pay in Chicago
Dining programs pay on top of your card. Join one, link a card, and every meal at a participating restaurant earns twice.
- MileagePlus Dining498 restaurants0.5–5 miles per $1
- Atmos Rewards Dining498 restaurants0.5–5 points per $1
- SkyMiles Dining495 restaurants0.5–5 miles per $1
- AAdvantage Dining494 restaurants1–5 miles per $1
- Hilton Honors Dining494 restaurants2–8 points per $1
- IHG Dine & Earn494 restaurants1–8 points per $1
- TrueBlue Dining490 restaurants1–3 points per $1
- Eat Around Town490 restaurants4–6 points per $1
- Rapid Rewards Dining487 restaurants0.5–3 points per $1
- Dine Out with Wyndham485 restaurants1–5 points per $1
- Rakuten Dining451 restaurants5% back
- Bilt Dining440 restaurants1 point per $1
- Upside341 restaurantsUp to 15% back
- inKind90 restaurants20% back
94 cuisines in Chicago
- American139
- Pizza60
- Italian55
- Breakfast39
- Bar/Pub Fare39
- Mexican35
- Bar/Club/Lounge28
- Café24
- Asian22
- Brunch21
- Sushi19
- Latin19
- Mediterranean18
- Dessert/Bakery18
- Japanese17
- Cocktail17
- Seafood16
- Indian16
- Wings15
- Sandwiches13
- Southern13
- Steakhouse12
- Coffee/Tea12
- Middle Eastern11
- Burgers11
- Barbecue10
- Thai9
- Salads9
- Greek8
- Vietnamese7
- Halal7
- Chicken7
- Bagels7
- Chinese7
- Deli6
- Vegetarian5
- French5
- European5
- Wine bar5
- FUSION5
- Juices/Smoothies4
- Gastropub4
- Puerto Rican4
- Colombian3
- Pakistani3
- Vegan3
- Caribbean3
- Cheesesteaks3
- Healthy3
- Brew Pub/Brewery3
- Irish3
- Farm to Table3
- Tap Room3
- Noodles3
- Ice Cream/Frozen Yogurt/Gelato3
- African3
- Nepalese3
- Cajun & Creole3
- Korean2
- Wraps2
- Doughnuts2
- German2
- Polish2
- Gluten Free2
- Entertainment2
- Brazilian2
- Eastern European2
- Soups2
- Turkish2
- Modern Latin1
- Peruvian1
- Cuban1
- Venezuelan1
- Subs1
- Pasta1
- Eclectic/Fusion1
- South American1
- Donut1
- Southwestern/Tex Mex1
- Speakeasy1
- Buffet1
- Malaysian1
- Ethiopian/Eritrean1
- Korean/Korean BBQ1
- Hawaiian1
- Filipino1
- Spanish1
- Russian1
- Cocktail bar1
- Rooftop Lounge1
- Bubble/Boba Tea1
- Italian & Pizza1
- Organic1
- Mediterranean Italian1
216 neighborhoods in Chicago
- West Loop37
- Logan Square25
- South Loop20
- Irving Park19
- Loop19
- River North16
- Evanston13
- Lake View10
- Lincoln Square10
- Wrigleyville10
- Berwyn9
- Far North9
- Gold Coast9
- Wicker Park9
- Sheffield & DePaul8
- Fulton River District7
- Lake View East7
- Old Town7
- La Grange6
- Lincoln Park6
- Oak Park6
- Streeterville6
- Andersonville5
- Bridgeview5
- Downtown5
- Franklin Park5
- Garfield Ridge5
- Niles5
- Oak Lawn5
- Des Plaines4
- Douglas4
- Melrose Park4
- West Skokie4
- Belmont Cragin3
- Bensenville3
- Beverly3
- Broadview3
- Brookfield3
- Cicero3
- Dunning3
- Evergreen Park3
- Fulton Market3
- Glenview3
- Grand Crossing3
- Harwood Heights3
- Hinsdale3
- Humboldt Park3
- Lyons3
- Rush & Division3
- Uptown3
- West Town3
- Winnetka3
- Argyle Park2
- Austin2
- Avondale2
- Burbank2
- Chicago Ridge2
- East Village2
- Edison Park2
- Elmhurst2
- Elmhurst City Centre2
- Forest Park2
- Grand Boulevard2
- Jefferson Park2
- Lakeview2
- Lincolnwood2
- Little Italy2
- Lower West Side2
- Montclare2
- Morgan Park2
- Morton Grove2
- Near North Side2
- Noble Square2
- North Center2
- Norwood Park East2
- Oak Park Arts District2
- Ogden Avenue District2
- Oldtown2
- Park Ridge2
- Rosemont2
- Schiller Park2
- Skokie2
- Ukrainian Village2
- Wabash Corridor2
- West Ridge2
- Albany Park1
- Ashburn1
- Auburn Gresham1
- Bedford Park1
- Boystown1
- Bucktown1
- Buena Park1
- Canalport1
- Chatham1
- Chicago1
- Chinatown1
- Countryside1
- Downtown Western Springs1
- East Side1
- Edgewater1
- Elmwood Park1
- Garage Park1
- Gary1
- Goose Island1
- Hazel Green1
- Hodgkins1
- Hyde Park1
- Justice1
- Kinzies Addition1
- Lee1
- Magnificent Mile1
- Mayfair1
- Maywood1
- McCormick Square1
- Norridge1
- North Kenwood1
- North Park1
- North Riverside1
- Northlake1
- Oakbrook1
- Palos Hills1
- Portage Park1
- Printer's Row1
- Ravenswood1
- River Grove1
- River North (Chicago)1
- River West1
- Riverview1
- Rogers Park1
- Roscoe Village & Lakeview1
- Samuel A Rothermel Houses1
- Schorsch Forest View1
- Sheridan Park1
- Southport Corridor1
- Stone Park1
- The Loop1
- Truman Square1
- Westchester1
- Wilmette1
- Worth1
- Wrightwood Neighbors1
253 more cities and towns in Illinois
Some restaurant addresses, phone numbers, websites and cuisines come from Overture Maps Foundation open data (Meta and Microsoft, CDLA Permissive 2.0; Foursquare, Apache 2.0; AllThePlaces, CC0 1.0). Overture attribution Some neighbourhoods come from Who's On First boundaries (CC-BY 4.0). Who's On First licenses Some opening hours, phone numbers, websites and cuisines are © OpenStreetMap contributors (ODbL 1.0). OpenStreetMap copyright