Kelli's
up to12%American · $$ · Douglas
American Express Gold Card + Rakuten Dining
Chicago has 30 Bar/Club/Lounge restaurants in our listings: 30 take a dining program and none has a card perk. Most common price: $$ (moderate). Top neighborhoods: Gold Coast (5), West Loop (3), and River North (2).
30 restaurants
American · $$ · Douglas
American Express Gold Card + Rakuten Dining
American · $$ · Sheffield & DePaul
American Express Gold Card + Rakuten Dining
Bar/Club/Lounge · $$ · Sheffield & DePaul
American Express Gold Card + Rakuten Dining
Bagels · $$ · West Loop
American Express Gold Card + Rakuten Dining
American · $$$ · Gold Coast
American Express Gold Card + Eat Around Town
Entertainment · $$$ · Wrigleyville
American Express Gold Card + Bilt Dining
Ranked by what each card earns across this city's restaurants at our point valuations, counting the dining program that pays most at each one. Card credits aren't counted. AAdvantage Dining (29 restaurants) and SkyMiles Dining (29) are the most widespread dining programs here, out of 30 restaurants. American Express Gold Card tops the list here on its own dining rate — ≈$6.00 on a $100 dinner before any program.

American Express Gold Card
$325 annual fee
≈$6.00 on a $100 dinner
Card details
Chase Sapphire Reserve
$795 annual fee
≈$5.40 on a $100 dinner
Card details
Chase Sapphire Preferred Card
$95 annual fee
≈$5.40 on a $100 dinner
Card detailsDining programs pay on top of your card. Join one, link a card, and every meal at a participating restaurant earns twice.
Some restaurant addresses, phone numbers, websites and cuisines come from Overture Maps Foundation open data (Meta and Microsoft, CDLA Permissive 2.0; Foursquare, Apache 2.0; AllThePlaces, CC0 1.0). Overture attribution Some neighbourhoods come from Who's On First boundaries (CC-BY 4.0). Who's On First licenses Some opening hours, phone numbers, websites and cuisines are © OpenStreetMap contributors (ODbL 1.0). OpenStreetMap copyright
Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published October 12, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.