Lone Owl
up to12%American · $$ · Wicker Park
American Express Gold Card + Rakuten Dining
Chicago has 256 American restaurants in our listings: 210 take a dining program and 65 have a card perk. Most common price: $$ (moderate). Top neighborhoods: Logan Square (18), West Loop (16), and River North (11).
256 restaurants
American · $$ · Wicker Park
American Express Gold Card + Rakuten Dining
American · $$ · Sheffield & DePaul
American Express Gold Card + Rakuten Dining
American · $$ · Wrigleyville
American Express Gold Card + Rakuten Dining
American · $$$$ · Loop
American Express Gold Card + Rakuten Dining
Vegetarian · $$ · Boystown
American Express Gold Card + Rakuten Dining
American · $$ · Skokie
American Express Gold Card + Rakuten Dining
American · $$ · Austin
American Express Gold Card + Rakuten Dining
American · $$ · West Loop
American Express Gold Card + Rakuten Dining
American · $$ · Gold Coast
American Express Gold Card + Eat Around Town
American · $$ · Andersonville
American Express Gold Card + Eat Around Town
American · $$ · Gold Coast
American Express Gold Card + Eat Around Town
Contemporary Latin · $$$$ · West Town
American Express Gold Card + Eat Around Town
American · $$ · Garfield Ridge
American Express Gold Card + Eat Around Town
American · $$$ · Near North Side
American Express Gold Card + Eat Around Town
American · $$$ · Gold Coast
American Express Gold Card + Eat Around Town
American · $$ · Skokie
American Express Gold Card + Eat Around Town
Burgers · $$ · Fulton River District
American Express Gold Card + Eat Around Town
Burgers · $$ · Wicker Park
American Express Gold Card + Eat Around Town
American · $$ · Broadview
American Express Gold Card + Eat Around Town
American · $$$ · Lincoln Park
American Express Gold Card + Bilt Dining
Sandwiches · $$ · Jefferson Park
American Express Gold Card + Bilt Dining
American · $$ · Andersonville Terrace
American Express Gold Card + Bilt Dining
American · $$$ · Fulton Market
American Express Gold Card + Bilt Dining
American · $$$ · Forest Park
American Express Gold Card + Bilt Dining
Ranked by what each card earns across this city's restaurants at our point valuations, counting the dining program that pays most at each one. Card credits aren't counted. MileagePlus Dining (149 restaurants) and AAdvantage Dining (147) are the most widespread dining programs here, out of 256 restaurants. American Express Gold Card tops the list here on its own dining rate — ≈$6.00 on a $100 dinner before any program.

American Express Gold Card
$325 annual fee
≈$6.00 on a $100 dinner
Perks at 52 restaurants hereCard details
Chase Sapphire Reserve
$795 annual fee
≈$5.40 on a $100 dinner
Perks at 13 restaurants hereCard details
Chase Sapphire Preferred Card
$95 annual fee
≈$5.40 on a $100 dinner
Card detailsDining programs pay on top of your card. Join one, link a card, and every meal at a participating restaurant earns twice.
Some restaurant addresses, phone numbers, websites and cuisines come from Overture Maps Foundation open data (Meta and Microsoft, CDLA Permissive 2.0; Foursquare, Apache 2.0; AllThePlaces, CC0 1.0). Overture attribution Some neighbourhoods come from Who's On First boundaries (CC-BY 4.0). Who's On First licenses Some opening hours, phone numbers, websites and cuisines are © OpenStreetMap contributors (ODbL 1.0). OpenStreetMap copyright
Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published October 12, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.