Top Of The Bagel

Name: Top Of The Bagel
Address: 2540 El Camino Real, Carlsbad, CA, 92008, US
Telephone: +17607294647
Price range: $$

BagelsCaféDeli$$Carlsbad

$$ · Moderate
Reservations not listed
2540 El Camino Real
Carlsbad, CA 92008
+17607294647
Website
Menu

Ways to pay here

What each card earns on your bill, best first.

Your bill$

Top dining cards

Best nowAmerican Express Gold Card
$325 annual fee
4x on up to $50,000 of eligible spend a year
≈$6.00
6%
With Rakuten Dining: ≈$11.50 · 12%
4x Membership Rewards on dining
400 Membership Rewards · ≈$6.00 at 1.5¢ each (valuation from Aug 2025)
After you join Rakuten Dining and link this card
Rakuten Dining, Member tier: 5% back
$5.50 as points, or $5.00 as cash (valuation from Oct 2026)
Valued as points, for members who take Rakuten Cash Back as Bilt points (free Bilt account; 50 points per $1 at Blue status, 100 per $1 from Silver up) or Amex Membership Rewards (1:1; needs another Amex card that earns Membership Rewards). Taken as cash, it is worth its face value.
A card links to one Rakuten (Rewards Network and Seated) program at a time; linking it to Rakuten Dining replaces any other.
Join Rakuten Dining
Chase Sapphire Preferred Card
$95 annual fee
≈$5.40
5.4%
With Rakuten Dining: ≈$10.90 · 11%
3x Chase Ultimate Rewards on dining
300 Chase Ultimate Rewards · ≈$5.40 at 1.8¢ each (valuation from Jan 2026)
After you join Rakuten Dining and link this card
Rakuten Dining, Member tier: 5% back
$5.50 as points, or $5.00 as cash (valuation from Oct 2026)
Valued as points, for members who take Rakuten Cash Back as Bilt points (free Bilt account; 50 points per $1 at Blue status, 100 per $1 from Silver up) or Amex Membership Rewards (1:1; needs another Amex card that earns Membership Rewards). Taken as cash, it is worth its face value.
A card links to one Rakuten (Rewards Network and Seated) program at a time; linking it to Rakuten Dining replaces any other.
Join Rakuten Dining
Chase Sapphire Reserve
$795 annual fee
≈$5.40
5.4%
With Rakuten Dining: ≈$10.90 · 11%
3x Chase Ultimate Rewards on dining
300 Chase Ultimate Rewards · ≈$5.40 at 1.8¢ each (valuation from Jan 2026)
After you join Rakuten Dining and link this card
Rakuten Dining, Member tier: 5% back
$5.50 as points, or $5.00 as cash (valuation from Oct 2026)
Valued as points, for members who take Rakuten Cash Back as Bilt points (free Bilt account; 50 points per $1 at Blue status, 100 per $1 from Silver up) or Amex Membership Rewards (1:1; needs another Amex card that earns Membership Rewards). Taken as cash, it is worth its face value.
A card links to one Rakuten (Rewards Network and Seated) program at a time; linking it to Rakuten Dining replaces any other.
Join Rakuten Dining

Values are estimates at CardRewards point valuations. See the best cards for dining.

Best now≈6%American Express Gold Card

About

New York style bagels, fresh juices and smoothies, and vegetarian menu items for breakfast and lunch at Top Of The Bagel.

Top Of The Bagel serves authentic New York style bagels for breakfast and lunch.

Fresh juices and blended real fruit smoothies are available, along with special items for vegetarians.

The menu features Boar's Head meats.

Known for

New York style bagels
Fresh juices and smoothies
Vegetarian menu items
Boar's Head meats

Dining programs here

11 dining programs pay extra here on top of your card. Join one, link a card, and pay with that card.

Hilton (Rewards Network): pick one of 11 programs

These programs share one restaurant network, and a card can be linked to only one of them. Choose the currency you want. Every day.

Hilton Honors Dining2–8 points per $1
IHG Dine & Earn1–8 points per $1
Eat Around Town4–6 points per $1
AAdvantage Dining1–5 miles per $1
SkyMiles Dining0.5–5 miles per $1
MileagePlus Dining0.5–5 miles per $1
Atmos Rewards Dining0.5–5 points per $1
Dine Out with Wyndham1–5 points per $1
Rakuten Dining5% back
TrueBlue Dining1–3 points per $1
Rapid Rewards Dining0.5–3 points per $1

Hours

Monday	5:30 AM – 3 PM
Tuesday	5:30 AM – 3 PM
Wednesday	5:30 AM – 3 PM
Thursday	5:30 AM – 3 PM
Friday	5:30 AM – 3 PM
Saturday	6 AM – 3 PM
Sunday	6 AM – 3 PM

Location

2540 El Camino Real · Carlsbad, Carlsbad

Directions Apple Maps

Details

Features

Vegetarian friendly

Good for

Breakfast · Lunch

Nearby restaurants

Sourdough & Co - Carlsbad
up to12%
Sandwiches · $$ · Carlsbad · 500 ft
American Express Gold Card + Rakuten Dining
Hilton Honors Dining8xIHG Dine & Earn8xEat Around Town6x+8 more
Top Of The Bagel
up to12%
Carlsbad · 550 ft
American Express Gold Card + Upside
Upside6%
Panera Bread
up to16%
Sandwiches · Carlsbad · 0.2 mi
American Express Gold Card + Upside
Upside18%
The Red Chickz - San Diego
up to20%
Chicken · Carlsbad · 0.3 mi
American Express Gold Card + inKind
inKind20%
Aura Gardens
up to12%
Brunch · $$ · Carlsbad · 0.7 mi
American Express Gold Card + Upside
Hilton Honors Dining8xIHG Dine & Earn8xEat Around Town6x+9 more
Manka
up to12%
Peruvian · $$$$ · Carlsbad · 1.6 mi
American Express Gold Card + Rakuten Dining
Hilton Honors Dining8xIHG Dine & Earn8xEat Around Town6x+8 more

1 Bagels restaurants in Carlsbad 25 restaurants in Carlsbad

Some restaurant addresses, phone numbers, websites and cuisines come from Overture Maps Foundation open data (Meta and Microsoft, CDLA Permissive 2.0; Foursquare, Apache 2.0; AllThePlaces, CC0 1.0). Overture attribution Some neighbourhoods come from Who's On First boundaries (CC-BY 4.0). Who's On First licenses Some opening hours, phone numbers, websites and cuisines are © OpenStreetMap contributors (ODbL 1.0). OpenStreetMap copyright

About

Known for

Dining programs here

Hours

Location

Details

Features

Good for

Nearby restaurants

Sourdough & Co - Carlsbad

Top Of The Bagel

Panera Bread

The Red Chickz - San Diego

Aura Gardens

Manka