Marriott Bonvoy Bevy American Express Card vs Marriott Bonvoy Boundless Credit Card
Annual fees: Marriott Bonvoy Bevy American Express Card $250/yr, Marriott Bonvoy Boundless Credit Card $95/yr. Strongest bonus categories: Marriott Bonvoy Bevy American Express Card on dining, Marriott Bonvoy Boundless Credit Card on dining.
Card data as of October 12, 2026.
Marriott Bonvoy Bevy American Express CardAmerican Express · $250/yr
Marriott Bonvoy Boundless Credit CardChase · $95/yr
Overview
- Annual fee
- Marriott Bonvoy Bevy American Express Card$250Marriott Bonvoy Boundless Credit Card$95Lowest
- Welcome offerCurrent public offer
- Marriott Bonvoy Bevy American Express Card85,000 pointsMarriott Bonvoy Boundless Credit Card—
- Rewards
- Marriott Bonvoy Bevy American Express CardMarriott BonvoyMarriott Bonvoy Boundless Credit CardMarriott Bonvoy
- Foreign transaction fee
- Marriott Bonvoy Bevy American Express CardNoneMarriott Bonvoy Boundless Credit CardNone
- Network
- Marriott Bonvoy Bevy American Express CardAmerican ExpressMarriott Bonvoy Boundless Credit CardVisa Signature
Earn ratesPer $1 spent
- Dining
- Marriott Bonvoy Bevy American Express Card4xHighestMarriott Bonvoy Boundless Credit Card3x
- Grocery Stores
- Marriott Bonvoy Bevy American Express Card4xHighestMarriott Bonvoy Boundless Credit Card3x
- Gas Stations
- Marriott Bonvoy Bevy American Express Card2xMarriott Bonvoy Boundless Credit Card3xHighest
- Everything else
- Marriott Bonvoy Bevy American Express Card2xMarriott Bonvoy Boundless Credit Card2x
Statement creditsAs the issuer states them · — means none on record
- Travel
- Marriott Bonvoy Bevy American Express Card—Marriott Bonvoy Boundless Credit Card
- Up to $100 airline credits (through 6/30/2027) · $100 one-time
- Dining & delivery
- Marriott Bonvoy Bevy American Express Card—Marriott Bonvoy Boundless Credit Card
- DoorDash DashPass
Perks & access— means none on record
- Hotel status & programs
- Marriott Bonvoy Bevy American Express Card
- Automatic Marriott Bonvoy Gold Elite Status
- 15 Elite Night Credits annually
Marriott Bonvoy Boundless Credit Card- 15 Marriott Bonvoy Elite Night Credits Awarded Annually
- Gold Elite status at $35,000 annual card spend
- Automatic Silver Elite with 10% points bonus on stays
- 1 Free Night Award worth up to 35,000 points/year
- Other perks
- Marriott Bonvoy Bevy American Express Card
- Amex Offers
- Early access to concerts and events
- 24/7 global travel assistance
- Premium Internet Access
Marriott Bonvoy Boundless Credit Card- 24/7 concierge for travel, dining, and 4+ services
- No Foreign Transaction Fees on International Purchases
- 24/7 travel and emergency assistance in 200+ countries
Protections & insuranceLimits where published · — means none on record
- Trip insurance
- Marriott Bonvoy Bevy American Express Card
- Trip delay reimbursement · up to $300
Marriott Bonvoy Boundless Credit Card- Up to $500 Trip Delay Reimbursement for Extended Delays
- Baggage
- Marriott Bonvoy Bevy American Express Card—Marriott Bonvoy Boundless Credit Card
- Up to $3,000 Lost Luggage Reimbursement per Traveler
- Up to $500 Baggage Delay Insurance Coverage
- Rental car
- Marriott Bonvoy Bevy American Express Card
- Car rental insurance
Marriott Bonvoy Boundless Credit Card- Rental car CDW saves $15-30/day on collision waiver
- Purchase & returns
- Marriott Bonvoy Bevy American Express Card
- Up to $10,000 per item against damage or theft
Marriott Bonvoy Boundless Credit Card- Up to $500 Purchase Protection Against Theft and Damage
- Extended warranty
- Marriott Bonvoy Bevy American Express Card
- Extended warranty adds up to 1 year
Marriott Bonvoy Boundless Credit Card— - Other protections
- Marriott Bonvoy Bevy American Express Card
- Zero liability protection on fraudulent charges
Marriott Bonvoy Boundless Credit Card- 24/7 roadside dispatch assistance (pay-per-use)
Pros & cons
- Pros
- Marriott Bonvoy Bevy American Express Card
- Automatic Gold Elite status with 25% bonus points, upgrades, and late checkout
- 15 Elite Night Credits annually toward Platinum qualification
- Free Night Award at $15K spend (lower threshold than Business card's $60K)
- Strong 4x earning on restaurants worldwide and U.S. supermarkets (combined $15K/year cap)
- 6x at Marriott properties
Marriott Bonvoy Boundless Credit Card- Automatic Silver Elite status
- 15 elite night credits per year
- 6X card points at participating Marriott hotels; up to 17X combined with eligible Bonvoy membership and Silver Elite earnings
- Anniversary Free Night Award (up to 35,000 points)
- 3X on dining, gas, and grocery (first $6,000 combined annually)
- Cons
- Marriott Bonvoy Bevy American Express Card
- Only Gold Elite status (Platinum requires Brilliant)
- Free Night Award capped at 50,000 points (lower than Brilliant's 85K)
- No lounge access benefit
- 4x categories have combined $15,000 annual cap (then drops to 2x)
- American Express acceptance more limited internationally
Marriott Bonvoy Boundless Credit Card- Only 2X on non-bonus category purchases
- Silver Elite has limited benefits
- Points locked to Marriott ecosystem
- 3X bonus categories have combined $6,000 annual spend cap
- Free Night Award capped at 35,000 points (mid-tier properties)
Category-by-Category Winner
No unconditional category winner — 3 categories depend on how you earn.
Dining
Depends: up to $15,000/yr
Marriott Bonvoy Bevy American Express Card earns 4X when conditions are met; Marriott Bonvoy Boundless Credit Card earns 3X (2X without restrictions)
Grocery Stores
Depends: up to $15,000/yr
Marriott Bonvoy Bevy American Express Card earns 4X when conditions are met; Marriott Bonvoy Boundless Credit Card earns 3X (2X without restrictions)
Gas Stations
Depends: up to $6,000/yr
Marriott Bonvoy Boundless Credit Card earns 3X when conditions are met; Marriott Bonvoy Bevy American Express Card earns 2X (2X without restrictions)
Year One vs Ongoing Value
Modeled net value (bonus categories at unconditional rates, caps applied). Spend mix: dining 15%, groceries 15%, gas 10%, travel 10%, everything else 50%. Statement credits use the same recurring usable estimates as each card's detail page; first-year-only credits count in year one only. Welcome offers valued at each card's program rate shown on this page.
Ongoing value favors the Marriott Bonvoy Boundless Credit Card; year-one value favors the Marriott Bonvoy Bevy American Express Card.
| Scenario | Marriott Bonvoy Bevy American Express Card | Marriott Bonvoy Boundless Credit Card | Ongoing winner | Year-one winner |
|---|---|---|---|---|
| Light spender: $1,000/month | Rewards: $168 Credits (our usable estimate): $0 − Annual fee ($250) Ongoing: -$82 Year one: $513 | Rewards: $168 Credits (our usable estimate): $0 − Annual fee ($95) Ongoing: $73 Year one: $133 | Marriott Bonvoy Boundless Credit Card | Marriott Bonvoy Bevy American Express Card |
| Heavy spender: $4,000/month | Rewards: $672 Credits (our usable estimate): $0 − Annual fee ($250) Ongoing: $422 Year one: $1,017 | Rewards: $672 Credits (our usable estimate): $0 − Annual fee ($95) Ongoing: $577 Year one: $637 | Marriott Bonvoy Boundless Credit Card | Marriott Bonvoy Bevy American Express Card |
Is the Fee Difference Worth It?
The Marriott Bonvoy Bevy American Express Card costs $250/yr — that's $155 more than the Marriott Bonvoy Boundless Credit Card ($95/yr). To justify that gap, you need to extract at least $155 in annual value from the card's higher earn rates and benefits.
Bottom line: Use the year-one vs ongoing table for modeled earn value at your spend level. The $155 fee gap means the Marriott Bonvoy Bevy American Express Card needs roughly $155 more in annual rewards (or credits you will use) to break even on dining and grocery stores and everyday spend.
The Bottom Line
Ongoing value favors the Marriott Bonvoy Boundless Credit Card; year-one value favors the Marriott Bonvoy Bevy American Express Card.
Published annual fees: Marriott Bonvoy Bevy American Express Card $250/yr, Marriott Bonvoy Boundless Credit Card $95/yr — a $155 difference before welcome offers and credits.
Frequently Asked Questions
- Is the Marriott Bonvoy Bevy American Express Card worth the higher annual fee?
- The Marriott Bonvoy Bevy American Express Card costs $250/yr vs $95/yr for the Marriott Bonvoy Boundless Credit Card. Compare the year-one vs ongoing value table on this page — the $155 gap must be offset by higher earn rates, welcome offers, or credits you will use.
- Which card earns more rewards, the Marriott Bonvoy Bevy American Express Card or Marriott Bonvoy Boundless Credit Card?
- Both cards earn 2X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.
- What benefits does the Marriott Bonvoy Bevy American Express Card have that the Marriott Bonvoy Boundless Credit Card doesn't?
- The Marriott Bonvoy Bevy American Express Card focuses on earn rates, while the Marriott Bonvoy Boundless Credit Card offers travel credits.
- Should I get the Marriott Bonvoy Bevy American Express Card or the Marriott Bonvoy Boundless Credit Card?
- Use the spend scenarios on this page: the Marriott Bonvoy Boundless Credit Card has a lower $95/yr fee; the Marriott Bonvoy Bevy American Express Card must earn enough extra (or offer a larger welcome bonus) to justify $250/yr.
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Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published October 12, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.