Compare card earning rates, fees and benefit qualifications.
Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published October 12, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.
163 cards ranked by value per dollar · Rankings aren't paid placement · How we rank
Not cable tv?
Cardless
Why this card
Annual fee $495. Other listed credits: $200 of Bilt Cash (up to $200/yr); $400 Bilt Travel Hotel credit (up to $400). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
Why this card
5% applies only if TV, internet and streaming is one of the two 5% categories you choose each quarter; the $2,000 quarterly limit is combined across both chosen categories.
No annual fee
Bonus rate on first $2,000/quarterly, then base rate
Capital One
Why this card
Annual fee $95. Other listed credits: Global Entry or TSA PreCheck Credit (up to $120/4yr). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
Why this card
No annual fee
Elan Financial
Why this card
No annual fee. Other listed credits: Global Entry or TSA PreCheck application fee credit (up to $100/4yr). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
Capital One
Why this card
Annual fee $395. Other listed credits: Global Entry or TSA PreCheck Credit (up to $120/4yr); $300 Annual Capital One Travel Credit (up to $300/yr). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
Bank of America
Why this card
No annual fee
Bonus rate on first $2,500/quarterly, then base rate
Capital One
Why this card
No annual fee
Synchrony
Why this card
No annual fee
TD Bank
Why this card
No annual fee
Why this card
Bank Smartly Savings account plus a qualifying balance in U.S. Bank Smartly Checking and/or Safe Debit account(s) Total 2.5% with qualifying balance of $10,000-$49,999.99 Total 3% with qualifying balance of $50,000-$99,999.99 Total 4% with qualifying balance of $100,000 or more Bonus applies to first $10,000 in eligible Net Purchases each billing cycle; spend above the cap earns the 2% base
No annual fee
Wells Fargo
Why this card
No annual fee
Why this card
Annual fee $95. Other listed credits: Global Entry, TSA PreCheck or NEXUS Credit (up to $120/4yr); $100 Annual Hotel Credit (up to $100/yr). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
Why this card
Remain an IHG One Rewards Premier cardmember.; IHG One Rewards Premier credit cardmember; While you remain a Premier cardmember; allow 6 to 8 weeks after account opening.. Your eligibility and completion of requirements are not verified.
Annual fee $150. Other listed credits: $100 Airline Statement Credit (up to $100/yr; requires $250 eligible spend within 12 months); Up to $100 Annual IHG Food and Beverage Rewards (up to $25/qtr); Global Entry, TSA PreCheck or NEXUS Statement Credit (up to $120/4yr); Up to $50 United TravelBank Cash Each Year (up to $25/6mo). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
Bank of America
Why this card
No annual fee
Bonus rate on first $2,500/quarterly, then base rate
Cardless
Why this card
No annual fee
Why this card
No annual fee
Capital One
Why this card
No annual fee
American Express
Cardless
Why this card
Annual fee $95. Other listed credits: $100 of Bilt Travel Hotel credit (up to $100). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
Bank of America
Why this card
Why this card
Requires $15,000 in qualifying purchases each calendar year, minus returns or refunds. The IHG member must be the primary cardmember, and the card account must be open and not in default to qualify for and maintain Gold. Only one IHG One Rewards credit card account per member is eligible. Allow up to 8 weeks after qualifying.; primary cardholder; Through December 31 of the following year after the qualifying calendar year.. Your eligibility and completion of requirements are not verified. IHG One Rewards Silver Elite status — Offered automatically to eligible cardholders. Remain a Traveler cardmember and keep the IHG One Rewards membership account in good standing.; IHG One Rewards Traveler credit cardmember; While you remain an eligible Traveler cardmember; allow 6 to 8 weeks after account opening.. Your eligibility and completion of requirements are not verified.
No annual fee
Promotional rate — may be time-limited
Discover
Why this card
No annual fee
Navy Federal
Why this card
No annual fee
Bank of America
Why this card
Capital One
Why this card
No annual fee
Why this card
Annual fee $595. Other listed credits: Up to $120 Global Entry® or TSA PreCheck® Application Fee Credit (up to $120/4yr); Up to $200 Annual Blacklane® Credit (up to $200/yr); Up to $200 Annual Splurge Credit℠ (up to $200/yr); Up to $300 Annual Hotel Benefit (up to $300/yr). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
Bank of America
Why this card
3% applies only if online shopping (cable and internet) is your chosen 3% category (one choice among gas/EV charging, online shopping including cable/internet/phone/streaming, dining, travel, drug stores, or home improvement/furnishings); the $2,500 quarterly limit is shared with grocery and wholesale-club 2%.
No annual fee
Bonus rate on first $2,500/quarterly, then base rate
Bank of America
Why this card
No annual fee
Bonus rate on first $2,500/quarterly, then base rate
