American · $$ · Hell's Kitchen
American Express Gold Card + inKind
Upside pays cash back at these restaurants on top of whatever your card earns. Join once, link a card, and pay with it — values below are what each card earns here. Top neighborhoods: Queens (98), Bergen (77), and Essex (63).
1,624 restaurants
American · $$ · Hell's Kitchen
American Express Gold Card + inKind
Caribbean · $$$ · Lower East Side
American Express Gold Card + inKind
Dessert/Bakery · $$ · Harlem
American Express Gold Card + inKind
Cocktail bar · $$$ · Turtle Bay
American Express Gold Card + inKind
American · $$ · Financial District
American Express Gold Card + inKind
American · $$$$ · Midtown East
American Express Gold Card + inKind
Vegetarian · $$ · NoMad
American Express Gold Card + inKind
Cajun & Creole · $$ · Hudson
American Express Gold Card + inKind
Greek · $$ · Long island City
American Express Gold Card + inKind
Mexican · $$$ · Bergen
American Express Gold Card + inKind
Mexican · $$$ · Turtle Bay
American Express Gold Card + inKind
Mexican · $$$ · East Village
American Express Gold Card + inKind
American · $$ · East Village
American Express Gold Card + inKind
Sandwiches · $$ · Bergen
American Express Gold Card + inKind
Pizza · $$ · Greenpoint
American Express Gold Card + inKind
Pakistani · $$$ · Hudson
American Express Gold Card + Upside
Italian · $$$$ · Harlem
American Express Gold Card + inKind
Seafood · $$$ · Bronx
American Express Gold Card + inKind
Mexican · $$$ · Murray Hill
American Express Gold Card + inKind
Café · $$ · Midtown West
American Express Gold Card + inKind
Seafood · $$ · Greenwood Heights
American Express Gold Card + inKind
American · $$ · The Flatiron District
American Express Gold Card + inKind
Bar/Club/Lounge · $$$$ · Chelsea
American Express Gold Card + inKind
Bar/Club/Lounge · $$$$ · Hudson
American Express Gold Card + inKind
Ranked by what each card earns across this city's restaurants at our point valuations, counting the dining program that pays most at each one. Card credits aren't counted. Upside (1,624 restaurants) and Bilt Dining (1,261) are the most widespread dining programs here, out of 1,624 restaurants. American Express Gold Card tops the list here on its own dining rate — ≈$6.00 on a $100 dinner before any program.

American Express Gold Card
$325 annual fee
≈$6.00 on a $100 dinner
Perks at 277 restaurants hereCard details
Chase Sapphire Reserve
$795 annual fee
≈$5.40 on a $100 dinner
Card details
Chase Sapphire Preferred Card
$95 annual fee
≈$5.40 on a $100 dinner
Card detailsDining programs pay on top of your card. Join one, link a card, and every meal at a participating restaurant earns twice.
Some restaurant addresses, phone numbers, websites and cuisines come from Overture Maps Foundation open data (Meta and Microsoft, CDLA Permissive 2.0; Foursquare, Apache 2.0; AllThePlaces, CC0 1.0). Overture attribution Some neighbourhoods come from Who's On First boundaries (CC-BY 4.0). Who's On First licenses Some opening hours, phone numbers, websites and cuisines are © OpenStreetMap contributors (ODbL 1.0). OpenStreetMap copyright
Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published October 12, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.