Dessert/Bakery · $$ · Union
American Express Gold Card + inKind
New York has 150 Cafés in our listings: 146 take a dining program and 5 have a card perk. Most common price: $$ (moderate). Top neighborhoods: Midtown East (11), Chelsea (9), and Williamsburg (8).
150 restaurants
Dessert/Bakery · $$ · Union
American Express Gold Card + inKind
Dessert/Bakery · $$ · Midtown East
American Express Gold Card + inKind
Café · Fort Greene
American Express Gold Card + inKind
Café · Fort Greene
American Express Gold Card + inKind
Café · Williamsburg
American Express Gold Card + inKind
Café · Fort Greene
American Express Gold Card + inKind
Café · Park Slope
American Express Gold Card + inKind
Café · Prospect Heights
American Express Gold Card + inKind
Café · Prospect Heights
American Express Gold Card + inKind
Café · Tribeca
American Express Gold Card + inKind
Café · West Village
American Express Gold Card + inKind
Café · John F. Kennedy International Airport District
American Express Gold Card + inKind
Café · Greenwich Village
American Express Gold Card + inKind
Café · Brooklyn Heights
American Express Gold Card + inKind
Café · Hamilton Heights
American Express Gold Card + inKind
Café · Morningside Heights
American Express Gold Card + inKind
Café · Chelsea
American Express Gold Card + inKind
Café · Upper West Side
American Express Gold Card + inKind
Café · $$ · East Village
American Express Gold Card + inKind
Ranked by what each card earns across this city's restaurants at our point valuations, counting the dining program that pays most at each one. Card credits aren't counted. inKind (96 restaurants) and AAdvantage Dining (73) are the most widespread dining programs here, out of 150 restaurants. American Express Gold Card tops the list here on its own dining rate — ≈$6.00 on a $100 dinner before any program.

American Express Gold Card
$325 annual fee
≈$6.00 on a $100 dinner
Perks at 5 restaurants hereCard details
Chase Sapphire Reserve
$795 annual fee
≈$5.40 on a $100 dinner
Card details
Chase Sapphire Preferred Card
$95 annual fee
≈$5.40 on a $100 dinner
Card detailsDining programs pay on top of your card. Join one, link a card, and every meal at a participating restaurant earns twice.
Some restaurant addresses, phone numbers, websites and cuisines come from Overture Maps Foundation open data (Meta and Microsoft, CDLA Permissive 2.0; Foursquare, Apache 2.0; AllThePlaces, CC0 1.0). Overture attribution Some neighbourhoods come from Who's On First boundaries (CC-BY 4.0). Who's On First licenses Some opening hours, phone numbers, websites and cuisines are © OpenStreetMap contributors (ODbL 1.0). OpenStreetMap copyright
Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published October 12, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.