5 restaurants in Carmel By The Sea, Carmel By The Sea, CA that earn more on your cards

Carmel By The Sea has 5 restaurants in our Carmel By The Sea, CA listings: 5 take a dining program and none has a card perk. Top cuisines: American (1) and Seafood (1).

5 restaurants

Restaurants
5
Neighborhoods
1
Cuisines
2
Dining programs
2
With a card perk
0

The 3 best cards to bring to dinner in Carmel By The Sea

Ranked by what each card earns across this city's restaurants at our point valuations, counting the dining program that pays most at each one. Card credits aren't counted. Upside (3 restaurants) and inKind (2) are the most widespread dining programs here, out of 5 restaurants. American Express Gold Card tops the list here on its own dining rate — ≈$6.00 on a $100 dinner before any program.

  • American Express Gold Card

    American Express Gold Card

    $325 annual fee

    ≈$6.00 on a $100 dinner

    Card details
  • Chase Sapphire Reserve

    Chase Sapphire Reserve

    $795 annual fee

    ≈$5.40 on a $100 dinner

    Card details
  • Chase Sapphire Preferred Card

    Chase Sapphire Preferred Card

    $95 annual fee

    ≈$5.40 on a $100 dinner

    Card details
All the best cards for dining

2 dining programs that pay in Carmel By The Sea

Dining programs pay on top of your card. Join one, link a card, and every meal at a participating restaurant earns twice.

2 cuisines in Carmel By The Sea

2 neighborhoods near Carmel By The Sea

447 more cities and towns in California

Some restaurant addresses, phone numbers, websites and cuisines come from Overture Maps Foundation open data (Meta and Microsoft, CDLA Permissive 2.0; Foursquare, Apache 2.0; AllThePlaces, CC0 1.0). Overture attribution Some neighbourhoods come from Who's On First boundaries (CC-BY 4.0). Who's On First licenses Some opening hours, phone numbers, websites and cuisines are © OpenStreetMap contributors (ODbL 1.0). OpenStreetMap copyright

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published October 12, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.