Steakhouse · $$ · Near North Side
The Platinum Card from American Express
The Platinum Card from American Express's dining credits or reservation access apply at these restaurants. Figures are what the card earns here; a credit is listed beside them, never added. Top neighborhoods: River North (22), West Loop (17), and Lincoln Park (16).
234 restaurants
Steakhouse · $$ · Near North Side
The Platinum Card from American Express
Experimental · $ · The Loop
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Southern · $ · River North
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Californian · $$ · Kinzies Addition
The Platinum Card from American Express
Californian · $ · Wilmette
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American · $ · Streeterville
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Rooftop Lounge · $$ · Wicker Park
The Platinum Card from American Express
Steakhouse · $$$ · Gold Coast and River North
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Steakhouse · $$ · South Loop
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Mediterranean · $ · Glenview
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Middle Eastern · $$$ · Lakeview East
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Italian · $ · West Loop
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Cafe + Wine Bar · $ · Wilmette
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Event · $$ · Ravenswood Event Center
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American · $$ · River North
The Platinum Card from American Express
Ranked by what each card earns across this city's restaurants at our point valuations, counting the dining program that pays most at each one. Card credits aren't counted. inKind (35 restaurants) and TrueBlue Dining (23) are the most widespread dining programs here, out of 234 restaurants. American Express Gold Card tops the list here on its own dining rate — ≈$6.00 on a $100 dinner before any program.

American Express Gold Card
$325 annual fee
≈$6.00 on a $100 dinner
Perks at 234 restaurants hereCard details
Chase Sapphire Reserve
$795 annual fee
≈$5.40 on a $100 dinner
Card details
Chase Sapphire Preferred Card
$95 annual fee
≈$5.40 on a $100 dinner
Card detailsDining programs pay on top of your card. Join one, link a card, and every meal at a participating restaurant earns twice.
Some restaurant addresses, phone numbers, websites and cuisines come from Overture Maps Foundation open data (Meta and Microsoft, CDLA Permissive 2.0; Foursquare, Apache 2.0; AllThePlaces, CC0 1.0). Overture attribution Some neighbourhoods come from Who's On First boundaries (CC-BY 4.0). Who's On First licenses Some opening hours, phone numbers, websites and cuisines are © OpenStreetMap contributors (ODbL 1.0). OpenStreetMap copyright
Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published October 12, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.