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10 Best Credit Cards for Motel 6 of October 2026

Top picks for Motel 6 from our scoring engine.

By CardRewards.ai EditorialData as of October 11, 2026Visit Motel 6 ↗

Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank

Ranked by earn rate and redemption value, statement credits minus annual fees (weighted against a typical $30,000/year in total card spend), shopping portal bonuses when we recognize the merchant, matched benefits and promotional earn boosts, co-brand fit for this brand. The ¢ per dollar column is the reward rate at Motel 6. Order can differ from that column because ranking adds the adjustments above.

Citi Strata Premier Card earns the top spot for Motel 6 purchases at 16.0¢ per dollar on hotels — a $95 annual fee. We ranked every card in our database against Motel 6 purchases using the same scoring engine that powers our search. See the note above the list for what drives order versus the ¢ per dollar column. Cards 4–10 are still solid picks; they just trade off some headline earn rate for fewer fees, broader networks, or simpler redemptions.

Top Pick
Citi Strata Premier Card

Citi Strata Premier Card

Citi

10x ThankYou Points on Hotels via portal
10x × 1.6¢/pt = 16.0¢ per dollar
  • +10x on Hotels & Lodging booked through the required portal — points worth 1.6¢ each
  • +Lost or Damaged Luggage Insurance
  • +Trip Delay Protection
MASTERCARDCore Rate
16.0¢
per dollar on hotels
$95/yr
Welcome: 60,000 points
Runner-Up

Capital One Venture X Rewards Credit Card

Capital One

10x Capital One Miles on Hotels via portal
10x × 1.3¢/pt = 13.0¢ per dollar
Up to 14.0¢/$ via British Airways Club
  • +10x on Hotels & Lodging booked through the required portal — points worth 1.3¢ each
  • +Primary Auto Rental Collision Damage Waiver
  • +Est. $240/yr value — $300 Annual Capital One Travel Credit
VISACore Rate
13.0¢
per dollar on hotels
$395/yr
Welcome: 75,000 miles
Also Great
Citi / AAdvantage Executive World Legend Mastercard

Citi / AAdvantage Executive World Legend Mastercard

Citi

12x AAdvantage on Hotels via portal
Eligible hotels must be booked through aadvantagehotels.com.
12x × 1.0¢/pt = 12.0¢ per dollar
  • +12x on Hotels & Lodging booked through the required portal — points worth 1.0¢ each. Eligible hotels must be booked through aadvantagehotels.com.
  • +Est. $108/yr value — Up to $180 in Lyft Credits
  • +Admirals Club Membership
MASTERCARDCore Rate
12.0¢
per dollar on hotels
$695/yr
Welcome: 125,000 miles

Why Citi Strata Premier Card wins for Motel 6

Citi Strata Premier Card earns 16.0¢ per dollar on hotels when you shop at Motel 6, the highest marginal rate in our list for this brand. At 16.0¢ per dollar, rewards cover the $95 fee after about $590 a year in Motel 6 spending. To come out ahead of Citi Strata Credit Card (8.0¢), you'd need about $1,190 a year here. It's the right pick if you want maximum earn rate on this category and don't mind paying for a premium card.

Compare the Top Picks

Quick Comparison

Side-by-side view of the ranked picks.

Ranked by estimated net annual value: the earn rate on your spending, the card's usable credits and its annual fee together, so a card with a higher rate can rank lower.
CardHotels RateEffective ValueAnnual FeeEst. Fee OffsetNetwork
Citi Strata Premier CardCiti10x ThankYou Points16.0¢/$$95—mastercard
Capital One Venture X Rewards Credit CardCapital One10x Capital One Miles13.0¢/$$395—visa
Citi / AAdvantage Executive World Legend MastercardCiti12x AAdvantage12.0¢/$$695—mastercard
The Platinum Card from American ExpressAmerican Express5x Membership Rewards7.5¢/$$895$632.50amex
Chase Sapphire ReserveChase4x Ultimate Rewards7.2¢/$$795$588visa
Wells Fargo Autograph Journey Visa Credit CardWells Fargo5x Wells Fargo Rewards6.3¢/$$95—visa
Citi Strata Credit CardCiti5x ThankYou Points8.0¢/$$0—mastercard
Capital One VentureOne Rewards Credit CardCapital One5x Capital One Miles6.5¢/$$0—mastercard
U.S. Bank Altitude Connect Visa Signature CardU.S. Bank5x U.S. Bank Altitude Rewards5.0¢/$$0—visa
Chase Freedom FlexChase5x Ultimate Rewards5.4¢/$$0—mastercard

More Options

How to maximize value at Motel 6

  • Use Citi Strata Premier Card for Motel 6 purchases — it earns 16.0¢ per dollar on hotels at Motel 6 in our scoring.
  • Shopping portals sometimes offer extra rewards at Motel 6; check current portal rates before you buy.
  • Pair Citi Strata Premier Card with Capital One Venture X Rewards Credit Card to cover categories where it earns more — diversifying your spend can lift your blended return.
  • Plan a major Motel 6 purchase around your card's welcome offer window — Citi Strata Premier Card's sign-up bonus is worth roughly $960 on top of base rewards.
  • Pay your statement in full each month — interest charges almost always exceed the rewards you'd earn.

Similar Brands

Other brands in Shopping where the top picks above also earn well.

Frequently asked

What credit card earns the most at Motel 6?
Citi Strata Premier Card ranks #1 for Motel 6 in our list at 16.0¢ per dollar on hotels (including Motel 6) — $95 annual fee. Order uses the full scoring key described above the list (earn rate, redemption value, fee/credit balance, portals, and co-brand fit); welcome offers are not part of that default brand ranking.
Can I stack a shopping portal with my credit card at Motel 6?
Shopping portals sometimes offer extra rewards at Motel 6; check current portal rates before you buy.

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Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published October 11, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.