10 Best Credit Cards for InterContinental Hotels & Resorts of October 2026
Top picks for InterContinental Hotels & Resorts from our scoring engine.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Ranked by earn rate and redemption value, statement credits minus annual fees (weighted against a typical $30,000/year in total card spend), shopping portal bonuses when we recognize the merchant, matched benefits and promotional earn boosts, co-brand fit for this brand. The ¢ per dollar column is the reward rate at InterContinental Hotels & Resorts. Order can differ from that column because ranking adds the adjustments above.
Citi Strata Premier Card earns the top spot for InterContinental Hotels & Resorts purchases at 16.0¢ per dollar on hotels — a $95 annual fee. We ranked every card in our database against InterContinental Hotels & Resorts purchases using the same scoring engine that powers our search. See the note above the list for what drives order versus the ¢ per dollar column. Cards 4–10 are still solid picks; they just trade off some headline earn rate for fewer fees, broader networks, or simpler redemptions.
Citi Strata Premier Card
Citi
- +10x on Hotels & Lodging booked through the required portal — points worth 1.6¢ each
- +Lost or Damaged Luggage Insurance; Annual Hotel Savings Benefit (up to $100/yr); MasterRental Coverage (Car Rental Insurance); Trip Cancellation and Interruption Insurance; Trip Delay Protection — not counted in estimated value or ranking; eligible use has not been established
- +60,000 points bonus (~$960 value)
Capital One Venture X Rewards Credit Card
Capital One
- +10x on Hotels & Lodging booked through the required portal — points worth 1.3¢ each
- +Lifestyle Collection; Capital One Lounge Access; Global Entry or TSA PreCheck Credit (up to $120/4yr); Priority Pass Lounge Access; Primary Auto Rental Collision Damage Waiver; $300 Annual Capital One Travel Credit (up to $300/yr) — not counted in estimated value or ranking; eligible use has not been established
- +75,000 miles bonus (~$975 value)
Citi / AAdvantage Executive World Legend Mastercard
Citi
- +12x on Hotels & Lodging booked through the required portal — points worth 1.0¢ each. Eligible hotels must be booked through aadvantagehotels.com.
- +Up to $500 Back on American Airlines Vacations Purchases (up to $500/yr); Admirals Club Membership; Worldwide Car Rental Insurance; First Checked Bag Free; Global Entry or TSA PreCheck Credit (up to $120/4yr); Up to $100 Back on Inflight and Eligible Admirals Club Purchases (up to $100/yr); Up to $180 in Lyft Credits (up to $180/yr); Up to $120 Back on Eligible Avis® and Budget car rentals (up to $120) — not counted in estimated value or ranking; eligible use has not been established
- +125,000 miles bonus (~$1,250 value)
Why Citi Strata Premier Card wins for InterContinental Hotels & Resorts
Citi Strata Premier Card earns 16.0¢ per dollar on hotels when you shop at InterContinental Hotels & Resorts, the highest marginal rate in our list for this brand. At 16.0¢ per dollar, rewards cover the $95 fee after about $590 a year in InterContinental Hotels & Resorts spending. To come out ahead of Citi Strata Credit Card (8.0¢), you'd need about $1,190 a year here. It's the right pick if you want maximum earn rate on this category and don't mind paying for a premium card.
Compare the Top Picks
Quick Comparison
Side-by-side view of the ranked picks.
| Card | Hotels Rate | Effective Value | Annual Fee | Est. Fee Offset | Network |
|---|---|---|---|---|---|
| Citi Strata Premier CardCiti | 10x ThankYou Points | 16.0¢/$ | $95 | — | mastercard |
| Capital One Venture X Rewards Credit CardCapital One | 10x Capital One Miles | 13.0¢/$ | $395 | — | visa |
| Citi / AAdvantage Executive World Legend MastercardCiti | 12x AAdvantage | 12.0¢/$ | $695 | — | mastercard |
| American Express Gold CardAmerican Express | 5x Membership Rewards | 7.5¢/$ | $325 | — | amex |
| Wells Fargo Autograph Journey Visa Credit CardWells Fargo | 5x Wells Fargo Rewards | 6.3¢/$ | $95 | — | visa |
| Citi Strata Credit CardCiti | 5x ThankYou Points | 8.0¢/$ | $0 | — | mastercard |
| Capital One VentureOne Rewards Credit CardCapital One | 5x Capital One Miles | 6.5¢/$ | $0 | — | mastercard |
| Chase Sapphire ReserveChase | 4x Ultimate Rewards | 7.2¢/$ | $795 | — | visa |
| U.S. Bank Altitude Connect Visa Signature CardU.S. Bank | 5x U.S. Bank Altitude Rewards | 5.0¢/$ | $0 | — | visa |
| Chase Freedom FlexChase | 5x Ultimate Rewards | 5.4¢/$ | $0 | — | mastercard |
More Options
How to maximize value at InterContinental Hotels & Resorts
- Use Citi Strata Premier Card for InterContinental Hotels & Resorts purchases — it earns 16.0¢ per dollar on hotels at InterContinental Hotels & Resorts in our scoring.
- Shopping portals sometimes offer extra rewards at InterContinental Hotels & Resorts; check current portal rates before you buy.
- Pair Citi Strata Premier Card with Capital One Venture X Rewards Credit Card to cover categories where it earns more — diversifying your spend can lift your blended return.
- Plan a major InterContinental Hotels & Resorts purchase around your card's welcome offer window — Citi Strata Premier Card's sign-up bonus is worth roughly $960 on top of base rewards.
- Pay your statement in full each month — interest charges almost always exceed the rewards you'd earn.
Similar Brands
Other brands in Shopping where the top picks above also earn well.
Frequently asked
- What credit card earns the most at InterContinental Hotels & Resorts?
- Citi Strata Premier Card ranks #1 for InterContinental Hotels & Resorts in our list at 16.0¢ per dollar on hotels (including InterContinental Hotels & Resorts) — $95 annual fee. Order uses the full scoring key described above the list (earn rate, redemption value, fee/credit balance, portals, and co-brand fit); welcome offers are not part of that default brand ranking.
- Can I stack a shopping portal with my credit card at InterContinental Hotels & Resorts?
- Shopping portals sometimes offer extra rewards at InterContinental Hotels & Resorts; check current portal rates before you buy.
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