10 Best Credit Cards for Chase Travel of October 2026
Top picks for Chase Travel from our scoring engine.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Ranked by earn rate and redemption value, statement credits minus annual fees (weighted against a typical $30,000/year in total card spend), shopping portal bonuses when we recognize the merchant, matched benefits and promotional earn boosts, co-brand fit for this brand. The ¢ per dollar column is the reward rate at Chase Travel. Order can differ from that column because ranking adds the adjustments above.
Chase Sapphire Reserve earns the top spot for Chase Travel purchases at 4.5¢ per dollar on flights — a $795 annual fee. We ranked every card in our database against Chase Travel purchases using the same scoring engine that powers our search. See the note above the list for what drives order versus the ¢ per dollar column. Cards 4–10 are still solid picks; they just trade off some headline earn rate for fewer fees, broader networks, or simpler redemptions.

Chase Sapphire Reserve
Chase
- +4x on Flights booked direct — points worth 1.8¢ each
- +Annual fee $795. Other listed credits: Exclusive Tables Dining Credit (up to $300/yr); StubHub & viagogo Credit (up to $300/yr); Apple TV and Apple Music Subscriptions (up to $27/mo); DoorDash DashPass & Credits (up to $35/mo); Peloton Credits & Bonus Points (up to $10/mo). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
- +Annual Travel Credit (up to $300/yr); The Edit by Chase Travel Hotel Credit (up to $500/yr); Air Canada Maple Leaf Lounge Access; Global Entry or TSA PreCheck Credit (up to $120/4yr); Lyft Monthly Credit (up to $10/mo); Primary Rental Car Insurance; Priority Pass Select Membership; Roadside Assistance; Chase Sapphire Lounge by The Club; Travel Accident Insurance; Travel and Emergency Assistance Services; Reserve Travel Designer — not counted in estimated value or ranking; eligible use has not been established

IHG One Rewards Premier Credit Card
Chase
- +5x on Flights booked direct — points worth 0.6¢ each
- +$100 Airline Statement Credit (up to $100/yr; requires $250 eligible spend within 12 months); Baggage Delay Insurance; Up to $100 Annual IHG Food and Beverage Rewards (up to $25/qtr); Global Entry, TSA PreCheck or NEXUS Statement Credit (up to $120/4yr); Trip Cancellation and Interruption Insurance; Up to $50 United TravelBank Cash Each Year (up to $25/6mo) — not counted in estimated value or ranking; eligible use has not been established
- +Up to 190,000 points bonus in stages (~$1,080 value counts the first 180,000 points)

Chase Freedom Rise® Credit Card
Chase
- +Travel and Emergency Assistance — not counted in estimated value or ranking; eligible use has not been established
- +No annual fee. Other listed credits: $10 Off Quarterly DoorDash Non-Restaurant Orders (up to $40/yr). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
- +$25 statement credit bonus (~$25 value)
Why Chase Sapphire Reserve wins for Chase Travel
Chase Sapphire Reserve earns 4.5¢ per dollar on flights when you shop at Chase Travel, the highest marginal rate in our list for this brand. At 4.5¢ per dollar, rewards cover the $795 fee after about $17,580 a year in Chase Travel spending. To come out ahead of Chase Freedom Unlimited (1.6¢), you'd need about $27,540 a year here. It's the right pick if you want maximum earn rate on this category and don't mind paying for a premium card.
Compare the Top Picks
Quick Comparison
Side-by-side view of the ranked picks.
| Card | Travel Rate | Effective Value | Annual Fee | Est. Fee Offset | Network |
|---|---|---|---|---|---|
| Chase Sapphire ReserveChase | 4x Ultimate Rewards | 4.5¢/$ | $795 | — | visa |
| IHG One Rewards Premier Credit CardChase | 5x IHG One Rewards | 2.2¢/$ | $150 | — | mastercard |
| Chase Freedom Rise® Credit CardChase | 1.5% cash back | 1.5¢/$ | $0 | — | visa |
| Chase Sapphire Preferred CardChase | 2x Ultimate Rewards | 2.0¢/$ | $95 | — | visa |
| Chase Freedom UnlimitedChase | 5% cash back | 1.6¢/$ | $0 | — | visa |
| Marriott Bonvoy Boundless Credit CardChase | 2x Marriott Bonvoy | 1.4¢/$ | $95 | — | visa |
| Chase Freedom FlexChase | 5x Ultimate Rewards | 1.4¢/$ | $0 | — | mastercard |
| IHG One Rewards Credit CardChase | 2x IHG One Rewards | 1.2¢/$ | $0 | — | mastercard |
| United Quest CardChase | 5x MileagePlus | 1.8¢/$ | $350 | — | visa |
| World of Hyatt Credit CardChase | 2x World of Hyatt | 1.3¢/$ | $95 | — | visa |
More Options
How to maximize value at Chase Travel
- Use Chase Sapphire Reserve for Chase Travel purchases — it earns 4.5¢ per dollar on flights at Chase Travel in our scoring.
- Shopping portals sometimes offer extra rewards at Chase Travel; check current portal rates before you buy.
- Pair Chase Sapphire Reserve with IHG One Rewards Premier Credit Card to cover categories where it earns more — diversifying your spend can lift your blended return.
- Plan a major Chase Travel purchase around your card's welcome offer window — Chase Sapphire Reserve's sign-up bonus is worth roughly $1800 on top of base rewards.
- Pay your statement in full each month — interest charges almost always exceed the rewards you'd earn.
Cards with earn bonuses for Chase Travel
Extra points or cash back when you pay with these cards — not statement credits.
Cards with credits at Chase Travel
Statement credits or cash applied to your bill at Chase Travel, separate from earn rate.
Similar Brands
Other brands in Travel where the top picks above also earn well.
Frequently asked
- What credit card earns the most at Chase Travel?
- Chase Sapphire Reserve ranks #1 for Chase Travel in our list at 4.5¢ per dollar on flights (including Chase Travel) — $795 annual fee. Order uses the full scoring key described above the list (earn rate, redemption value, fee/credit balance, portals, and co-brand fit); welcome offers are not part of that default brand ranking.
- Can I stack a shopping portal with my credit card at Chase Travel?
- Shopping portals sometimes offer extra rewards at Chase Travel; check current portal rates before you buy.
Want to filter by spend amount, network, or fee preference?
Open in full search with filters →






