Marriott Bonvoy Boundless Credit Card vs Marriott Bonvoy Bountiful Credit Card
Annual fees: Marriott Bonvoy Boundless Credit Card $95/yr, Marriott Bonvoy Bountiful Credit Card $250/yr. Strongest bonus categories: Marriott Bonvoy Boundless Credit Card on dining, Marriott Bonvoy Bountiful Credit Card on dining.
Card data as of October 12, 2026.
Marriott Bonvoy Boundless Credit CardChase · $95/yr
Marriott Bonvoy Bountiful Credit CardChase · $250/yr
Overview
- Annual fee
- Marriott Bonvoy Boundless Credit Card$95LowestMarriott Bonvoy Bountiful Credit Card$250
- Welcome offerCurrent public offer
- Marriott Bonvoy Boundless Credit Card—Marriott Bonvoy Bountiful Credit Card85,000 points
- Rewards
- Marriott Bonvoy Boundless Credit CardMarriott BonvoyMarriott Bonvoy Bountiful Credit CardMarriott Bonvoy
- Foreign transaction fee
- Marriott Bonvoy Boundless Credit CardNoneMarriott Bonvoy Bountiful Credit CardNone
- Network
- Marriott Bonvoy Boundless Credit CardVisa SignatureMarriott Bonvoy Bountiful Credit CardVisa Signature
Earn ratesPer $1 spent
- Dining
- Marriott Bonvoy Boundless Credit Card3xMarriott Bonvoy Bountiful Credit Card4xHighest
- Grocery Stores
- Marriott Bonvoy Boundless Credit Card3xMarriott Bonvoy Bountiful Credit Card4xHighest
- Gas Stations
- Marriott Bonvoy Boundless Credit Card3xHighestMarriott Bonvoy Bountiful Credit Card2x
- Everything else
- Marriott Bonvoy Boundless Credit Card2xMarriott Bonvoy Bountiful Credit Card2x
Statement creditsAs the issuer states them · — means none on record
- Travel
- Marriott Bonvoy Boundless Credit Card
- Up to $100 airline credits (through 6/30/2027) · $100 one-time
Marriott Bonvoy Bountiful Credit Card— - Dining & delivery
- Marriott Bonvoy Boundless Credit Card
- DoorDash DashPass
Marriott Bonvoy Bountiful Credit Card- 12 months of DoorDash DashPass · $120 one-time
Perks & access— means none on record
- Hotel status & programs
- Marriott Bonvoy Boundless Credit Card
- 15 Marriott Bonvoy Elite Night Credits Awarded Annually
- Gold Elite status at $35,000 annual card spend
- Automatic Silver Elite with 10% points bonus on stays
- 1 Free Night Award worth up to 35,000 points/year
Marriott Bonvoy Bountiful Credit Card- Marriott Bonvoy Gold Elite status with perks
- Other perks
- Marriott Bonvoy Boundless Credit Card
- 24/7 concierge for travel, dining, and 4+ services
- No Foreign Transaction Fees on International Purchases
- 24/7 travel and emergency assistance in 200+ countries
Marriott Bonvoy Bountiful Credit Card- 24/7 Visa Signature Concierge service
Protections & insuranceLimits where published · — means none on record
- Trip insurance
- Marriott Bonvoy Boundless Credit Card
- Up to $500 Trip Delay Reimbursement for Extended Delays
Marriott Bonvoy Bountiful Credit Card- Trip delay reimbursement up to $500
- Baggage
- Marriott Bonvoy Boundless Credit Card
- Up to $3,000 Lost Luggage Reimbursement per Traveler
- Up to $500 Baggage Delay Insurance Coverage
Marriott Bonvoy Bountiful Credit Card- Up to $3,000 lost luggage coverage per trip
- Baggage delay insurance up to $100/day
- Rental car
- Marriott Bonvoy Boundless Credit Card
- Rental car CDW saves $15-30/day on collision waiver
Marriott Bonvoy Bountiful Credit Card— - Purchase & returns
- Marriott Bonvoy Boundless Credit Card
- Up to $500 Purchase Protection Against Theft and Damage
Marriott Bonvoy Bountiful Credit Card- Purchase protection up to $500 per claim
- Extended warranty
- Marriott Bonvoy Boundless Credit Card—Marriott Bonvoy Bountiful Credit Card
- Extended warranty protection adds 1 year
- Other protections
- Marriott Bonvoy Boundless Credit Card
- 24/7 roadside dispatch assistance (pay-per-use)
Marriott Bonvoy Bountiful Credit Card—
Pros & cons
- Pros
- Marriott Bonvoy Boundless Credit Card
- Automatic Silver Elite status
- 15 elite night credits per year
- 6X card points at participating Marriott hotels; up to 17X combined with eligible Bonvoy membership and Silver Elite earnings
- Anniversary Free Night Award (up to 35,000 points)
- 3X on dining, gas, and grocery (first $6,000 combined annually)
Marriott Bonvoy Bountiful Credit Card— - Cons
- Marriott Bonvoy Boundless Credit Card
- Only 2X on non-bonus category purchases
- Silver Elite has limited benefits
- Points locked to Marriott ecosystem
- 3X bonus categories have combined $6,000 annual spend cap
- Free Night Award capped at 35,000 points (mid-tier properties)
Marriott Bonvoy Bountiful Credit Card—
Category-by-Category Winner
No unconditional category winner — 3 categories depend on how you earn.
Dining
Depends: up to $15,000/yr
Marriott Bonvoy Bountiful Credit Card earns 4X when conditions are met; Marriott Bonvoy Boundless Credit Card earns 3X (2X without restrictions)
Gas Stations
Depends: up to $6,000/yr
Marriott Bonvoy Boundless Credit Card earns 3X when conditions are met; Marriott Bonvoy Bountiful Credit Card earns 2X (2X without restrictions)
Grocery Stores
Depends: up to $15,000/yr
Marriott Bonvoy Bountiful Credit Card earns 4X when conditions are met; Marriott Bonvoy Boundless Credit Card earns 3X (2X without restrictions)
Year One vs Ongoing Value
Modeled net value (bonus categories at unconditional rates, caps applied). Spend mix: dining 15%, groceries 15%, gas 10%, travel 10%, everything else 50%. Statement credits use the same recurring usable estimates as each card's detail page; first-year-only credits count in year one only. Welcome offers valued at each card's program rate shown on this page.
Ongoing value favors the Marriott Bonvoy Boundless Credit Card; year-one value favors the Marriott Bonvoy Bountiful Credit Card.
| Scenario | Marriott Bonvoy Boundless Credit Card | Marriott Bonvoy Bountiful Credit Card | Ongoing winner | Year-one winner |
|---|---|---|---|---|
| Light spender: $1,000/month | Rewards: $168 Credits (our usable estimate): $0 − Annual fee ($95) Ongoing: $73 Year one: $133 | Rewards: $168 Credits (our usable estimate): $0 − Annual fee ($250) Ongoing: -$82 Year one: $528 | Marriott Bonvoy Boundless Credit Card | Marriott Bonvoy Bountiful Credit Card |
| Heavy spender: $4,000/month | Rewards: $672 Credits (our usable estimate): $0 − Annual fee ($95) Ongoing: $577 Year one: $637 | Rewards: $672 Credits (our usable estimate): $0 − Annual fee ($250) Ongoing: $422 Year one: $1,032 | Marriott Bonvoy Boundless Credit Card | Marriott Bonvoy Bountiful Credit Card |
Is the Fee Difference Worth It?
The Marriott Bonvoy Bountiful Credit Card costs $250/yr — that's $155 more than the Marriott Bonvoy Boundless Credit Card ($95/yr). To justify that gap, you need to extract at least $155 in annual value from the card's higher earn rates and benefits.
The Marriott Bonvoy Bountiful Credit Card includes complimentary hotel status. Those perks are not included in the earn-rate scenario table above — compare their dollar value to the $155 fee gap for your own usage.
Bottom line: Use the year-one vs ongoing table for modeled earn value at your spend level. The $155 fee gap means the Marriott Bonvoy Bountiful Credit Card needs roughly $155 more in annual rewards (or credits you will use) to break even on dining and grocery stores and everyday spend.
The Bottom Line
Ongoing value favors the Marriott Bonvoy Boundless Credit Card; year-one value favors the Marriott Bonvoy Bountiful Credit Card.
Published annual fees: Marriott Bonvoy Boundless Credit Card $95/yr, Marriott Bonvoy Bountiful Credit Card $250/yr — a $155 difference before welcome offers and credits.
Frequently Asked Questions
- Is the Marriott Bonvoy Bountiful Credit Card worth the higher annual fee?
- The Marriott Bonvoy Bountiful Credit Card costs $250/yr vs $95/yr for the Marriott Bonvoy Boundless Credit Card. Compare the year-one vs ongoing value table on this page — the $155 gap must be offset by higher earn rates, welcome offers, or credits you will use.
- Which card earns more rewards, the Marriott Bonvoy Boundless Credit Card or Marriott Bonvoy Bountiful Credit Card?
- Both cards earn 2X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.
- What benefits does the Marriott Bonvoy Boundless Credit Card have that the Marriott Bonvoy Bountiful Credit Card doesn't?
- The Marriott Bonvoy Boundless Credit Card offers travel credits. The Marriott Bonvoy Bountiful Credit Card focuses more on earn rates than premium perks.
- Should I get the Marriott Bonvoy Boundless Credit Card or the Marriott Bonvoy Bountiful Credit Card?
- Use the spend scenarios on this page: the Marriott Bonvoy Boundless Credit Card has a lower $95/yr fee; the Marriott Bonvoy Bountiful Credit Card must earn enough extra (or offer a larger welcome bonus) to justify $250/yr.
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Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published October 12, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.