Best Cash Back Cards for Gas
Cash back cards ranked by effective return rate on gas purchases.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Ranked by earn rate and redemption value, statement credits minus annual fees (weighted against a typical $30,000/year in total card spend), shopping portal bonuses when we recognize the merchant, matched benefits and promotional earn boosts. The ¢ per dollar column is the reward rate at Gas Stations, after spend caps. Order can differ from that column because ranking adds the adjustments above.
bp rewards Visa®
FNBO
- +4% cash back on Gas Stations
- +No annual fee
The AARP® Essential Rewards Mastercard®
Barclays
- +3% cash back on Gas Stations
- +$100 cash back bonus (~$100 value)
- +No annual fee
TD Cash Credit Card
TD Bank
- +3% cash back on Gas Stations
- +$200 cash back bonus (~$200 value)
- +No annual fee
Compare the Top Picks
Quick Comparison
Side-by-side view of the ranked picks.
| Card | Gas Stations Rate | Effective Value | Annual Fee | Network |
|---|---|---|---|---|
| bp rewards Visa®FNBO | 4% cash back | 4.0¢/$ | $0 | visa |
| The AARP® Essential Rewards Mastercard®Barclays | 3% cash back | 3.0¢/$ | $0 | mastercard |
| TD Cash Credit CardTD Bank | 3% cash back | 3.0¢/$ | $0 | visa |
| Imagine Visa Credit CardWebBank | 3% cash back | 3.0¢/$ | $99 or $125 or $175/yr by version (set at approval) | visa |
| Kohl's Rewards® VisaCapital One | 3% cash back | 3.0¢/$ | $0 | visa |
| Blue Cash Preferred Card from American ExpressAmerican Express | 3% cash back | 3.0¢/$ | $95 | amex |
| Bank of America Customized Cash Rewards Credit CardBank of America | 3% cash back | 3.0¢/$ | $0 | visa |
| Sam’s Club World Elite Mastercard® (Club members)Synchrony | 5% cash back | 5.0¢/$ | $0 | mastercard |
| Costco Anywhere Visa Card by CitiCiti | 4% cash back | 4.0¢/$ | $0 | visa |
| Prime VisaChase | 2% cash back | 2.0¢/$ | $0 | visa |
More Options
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Open in full search with filters →Guides for this category
- Cash BackGrocery card rewards: supermarkets, superstores, and warehouse exclusionsGrocery bonuses follow the merchant, not the food. How supermarket, superstore, warehouse, and online grocery rules change what your card actually earns.
- Cash BackFlat-rate cash back versus category bonuses: a household spending comparisonA 3%/1% card beats a flat 2% card only when half your spending lands in its categories. Three households, the break-even formula, and how caps change it.
- Cash BackHow to choose a cash back card from your actual spendingA 3% card can earn less than a 2% card. Compare annual cash back on your real spending, apply caps and merchant rules, then subtract fees.