Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
3X
Top Rate
Annual Fee
$99
Authorized User Fee
$19
Foreign Transaction Fee
3%
Network
Visa Standard
Credit Required
Poor to Fair
Benefits & Perks
Build credit with Experian, Equifax, and TransUnion—your payment history is reported to all major bureaus every month
Zero liability for fraudulent charges—you're never responsible for unauthorized use of your Imagine Visa card
Reviews & Analysis
Details & Terms
| Purchase APR | 36% (Variable) |
| Foreign Transaction Fee | 3% |
| Authorized User Fee | $19 |
Media & Resources
| Source | Verified | Citation |
|---|---|---|
| Imagine Issuer | Imagine Issuer | |
| NerdWallet | — | NerdWallet |
| Issuer Page | Issuer Page: Multiple card facts | |
| Imagine Issuer | Imagine Issuer: Multiple card facts | |
| Imagine Issuer | Imagine Issuer: Status |
| Imagine Issuer | Imagine Issuer: Apr |
