Kohl's Rewards® Visa
- Annual Fee
- $0
- Highest rate (conditional)
- Up to 7.5% (Kohls)
Terms checked against the issuer on November 4, 2026
At a Glance
- Annual Fee
- $0
- Foreign Transaction Fee
- $0
- Network
- Visa Signature
- Rewards Currency
- Kohl's Cash
- Point Valuation
- 1¢ (cash back)
- Credit Required
- Good to Excellent
Earning Rates
- 7.5%
Kohls
7.5% in rewards on Kohl’s purchases every day
- 3%
Gas Stations
3% in rewards on gas
- 2%
Grocery Stores
2% in rewards at grocery stores; grocery purchases at discount stores, superstores, warehouse clubs and convenience stores earn 1%
- 1%
All Other
1% in rewards on purchases everywhere else Visa is accepted
Benefits & Perks
Insurance & Protections
2 protections24/7 worldwide travel and emergency assistance
Access 24/7 multilingual travel assistance including medical referrals, legal help, emergency cash, and lost luggage support.
24/7 roadside dispatch assistance (pay-per-use)
24/7 roadside assistance including jump-start, lockout, towing, and fuel delivery. Services charged as flat fee per call.
Reviews & Analysis
Details & Terms
Payment Terms
| Purchase APR | 29.49% (Variable) |
| Cash Advance APR | 29.49% (Variable) |
| Foreign Transaction Fee | $0 |
Media & Resources
Card Design
Evidence Sources
| Source | Verified | Citation |
|---|---|---|
| Issuer Page | Issuer Page | |
| RewardsCC API | — | RewardsCC API |
| Capital One | Capital One |
Top brands for this card
Brands where this card's earn-rate structure makes it a strong choice. Open a brand for the full ranked list.
